One of the most stupid trends of the last couple decades has been the way people treat being told they’re wrong as some kind of personal attack. That’s bullshit.

Absolutely ridiculous. Father of two year old twins here. Take that kid to the god damn bathroom and change it.

Wait for the facts before making judgements? What are you a communist? This is 'Murrica we don't need facts.

While, I agree that you can earn better returns with other investments, I would never advise someone to buy a life insurance policy as an investment. The main reasons to buy life insurance is because you need the insurance to cover a debt if you were to die, to support a spouse in the event of death, or as a means to…

No problem! Whole Life is a great product, if you can afford it. There are so many benefits to these policies that you mentioned above, guaranteed cash value, dividends, etc., these features are great if you hit a point in life where you need a little extra cash or if you end up needing more coverage in the future,…

Cost wise, at your age term is going to allow you to leverage your money for the most death benefit possible, not that Whole Life/Universal Life is a bad choice, but price wise term will be better. One important thing to look into is convertibility options on the term policy you buy, as they will allow you, in the…