Yes, we all know the down payment makes little monthly difference — until the buyer is left with negative equity - a deficit that is either budgeted for at the beginning of the loan or the end.

Okay. What I didn’t apparently understand was that you want to pretend that a total payment schedule that adds roughly $5,500 to the cost of the car is IRRELEVANT, including terms which ALSO means that a person who is trading in / selling a car must then cover the missing equity on the outstanding loan. What, maybe ano…

My comment was responding to the information presented, like everyone else who read the article.

Sure, but what part of 5.8% APR do you not understand?  

Does Dave Ramsey have a grad degree in finance like I do?

So typically people aren’t even coming close to putting 20% down on a financed purchase, which will lose ~20% of value in the first year, meaning that - typically - people are upside down for the entire life of the loan.

Blood Simple is soooo good... Almost an embarrassment of riches. You get the feeling that the Coen’s movie is just full of all the ideas and passions that a first film should be bursting with, but it’s not overstuffed. Quite the opposite.  There are plenty of themes that get revisited in Fargo, too...

I just re-watched Glengarry Glen Ross the other night, and it got me thinking... You’re right, I can’t believe that sorta’ tactic actually works, but it’s everywhere now.  

I was going to say this same thing.

You are not alone. I couldn’t figure out what was causing my headache after the first two shows, but - yes - I think you’ve identified it. There’s a bit of whiplash from the change in tone and the REALLY harsh language. “Disrespecting” the art? **eye roll** Each designer did as good as they could with the resources…

The richest, most makeup caked-on little Hobbit, Kim Kardashian, speaks about what it’s like to stay sequestered in the Shire with her MAGA hat-wearing asshole husband. Fascinating stuff.

Everyone other than old white men seems to understand that it’s the disgusting, bigot-friendly culture (which has been years in the making) that has killed future of this company, but whatever... Go ahead investor groups, trash your money and try and pretend that millennials are going to be swayed by a new product or…

Tata Motors bond rating is A1+ for short term, and AA- for long term.

Reading between the lines I see how people that don’t consume vast quantities of financial news are still thinking this is all going to work itself out after a few months, and then - somehow - the economy will be just like it was before.

Jaguar isn’t going anywhere. They have $billions in product development underway and are on the leading edge with full-electric vehicles.

I once ‘helped’ with test drive for a friend who ended up buying this exact model as a new car - even the color is the same.

Oh, thank God, yet another video featuring a Dodge Hellcat.

Just make sure this short of snark is resurrected for when Tesla receives the inevitable gov’t bailout / loan / assistance FOR THE SECOND TIME in its short history.

Watching the the so-called business-friendly conservative governments in the US, UK, Brazil, and elsewhere ignore the pleas from economic leaders, which are almost universally calling for a coordinated, strong, and scientifically derived response to the pandemic, is nothing short of nauseating. What part of “It…

I’ve really changed my mind on the 996's looks over the years. I saw a beautiful red convertible on the road just yesterday while I was out walking to the store, and I literally had to remind myself that I don’t need any more (potentially) catastrophically failing cars in my life, no matter how discounted from new!