I know these characterizations are sometimes hyperbolic, but I wonder if people in Nazi Germany felt the same way we feel when things progressively got worse and worse. Did they just wake up one morning and say, “How the fuck did we get here?”.

Lol. 550 is the black white threshold for most banks actually. So you know less than nothing about what you’re saying. And you also missed the point. 

Uhh... real algorithms? Machine learning? Actual models?

There is a ton of discussion about how credit scores are bullshit. And the difference in your story and mine is actually proof of that. Your 600 reflected you still being in deep shit. My credit score at 570 reflected 6 years of perfect credit with one credit card default. I hadn’t missed a payment on literally…

Credit Unions have always been the best place to get fair financing even with less than perfect credit. I’ve been using the same credit union since I was in my 20s. They gave me a great loan at a reasonable rate when my credit was under 600, and now that it’s 800, I remain a great customer for them.

By the time I was 6 years of good credit after a reasonably bad fail in my teen years, my credit score was like 570. On year 7, my credit score, because really - every single decision since that bad one, had been excellent, rocketed to over 700.

I have a 2015 MKVII SE that I bought brand new off the lot in March 2015. I took it in to the dealer for a recall recently and with a straight face they offered me a 2019 Autobahn for $36K. That would be 10K more than I paid for my car 4 years ago, except the Autobahn has full leather seats and the Xenon lighting…

Volkswagen lets me do warranty repairs at my independent mechanic then reimburses me.

Here’s the question I have. When you’re in the 500 dollar range for phones, whatever. But once you start pushing 700, I feel like I care less about that extra 300 for the expensive phones, especially since you’re able to keep them longer now.

Eh. You can say some elements have been there. I don’t think a lot of people are arguing with the ending, but how they got there in the end was very - 1 + 1 = 2 without any real development or storytelling. Given the largely negative response to this last season and episode, your article feels like it’s being…

This and a Lotus Evora are the only two new cars I consistently lust after.

Yeah, it feels like they’re writing for 5th grade level watchers. It’s sad and boring and annoying.

Really. He was blindsided.

I think the books, if they ever come out, will fill out some of the plot points, and then in 20 years we’ll get a better remake?

Yeah - seriously what was up with that?

912s can sound pretty badass. I’d love for someone to go over to Emory Motorsports and tell Rod Emory that 4 cylinder air cooled Porsches:

What? Dude this episode was some of the shittiest writing I have seen this season. And that’s a low bar. None of this makes any sense narratively. I’m fine with the ending - but it all feels spectacularly tacked on. Jon’s continued surprise that his actions have consequences is laughable at this point. Tyrion’s…

Let’s list the ways.

They’re imposing and elegant cars in person as well. I just don’t see them aging as well as the W215 CL, which was a stunner new, a stunner when the W216 came out, and a stunner now.

Yeah - got it, but it’s still the dumbest thing I’ve ever heard. They solved that already, it’s called the CUV. I don’t think it’ll fool anyone if you just rebrand the CUV as a small car and an SUV as a sedan. If people that were buying sedans really wanted the CUV/SUV, they would have gotten them. Because they exist.