My parents fell on hard times, and just as they were recovering, the economy tanked. My husband and I bought a house with a basement “in-law” apartment so they could move in with us. We had a kid a year later, and my parents took care of our daughter while we worked for her first 2 years, and still babysit pretty…

Yeah, I think this might also be a reflection of the fact that very few 52 year olds (that was the age quoted in the above article) are actually retired. That’s still prime working years. So I get it. With boomers working longer I’m guessing some of it may be plans and some of it may be that the grandparents are not…

Kids *ARE* an economic burden. And in having them, it’s on the parents of said kid to bear that burden. If you CAN get outside assistance from family to ease the burden, well then good for you. You’re damn lucky. No one owes you shit just because you had a kid.

I think a lot of that mindset is cultural. I’m Mexican and it’s the norm to have grandma watch the kids for next to nothing while we go off to work. I don’t live near family and when I discussed daycare options for my child with my mom she was taken aback by it, as if it was an outlandish idea to take my child to…

That is basically PMI rolled into the loan. I’d rather pay 1% for a few years than .5% for the length of the loan.

Also depends on the bank. The State credit union where I live has no-PMI loans even if you’re only putting 3.5% down. The interest rate is almost half a percent higher, but still cheaper than PMI, and no massive PMI premium rolled in to the loan.

Get the 30 year and feel good about it.

As a home owner, I would side with your idea of doing a 30 year loan and making larger payments for the reasons you mentioned.

If you’re a cautious person, a 15 year mortgage is not necessarily the right answer. If you lose your job and you have a lot of cash, you can keep paying the mortgage. If you lose your job and you have a lot of equity, you have fewer options.

I’m pretty sure none of the pesky laws prevent people from doing what the laws were written to prevent.

well perhaps you would appreciate the law if saudi arabia was buying up all of a specific car that you wanted to buy, drying up the US examples.

That isn’t capitalism at all. If anything you’re making an argument for first sale doctrine, and in this case the problem isn’t that it’s illegal for you to sell your vehicle - it isn’t - it’s that the desired buyers are outside of the U.S., and it’s illegal to export the vehicle improperly, which has nothing to do…

Rich, are you sure you haven’t gotten your byline mixed up with HamNo’s?

By what authority can an on field official eject a spectator at a professional sporting event? Is it states on the ticket back?

This may be the most relatable post for me that I’ve ever read on Kotaku comments...

A new game/app doesn’t work exactly as you’d like?!

i think i’ll just bypass the rest and go to acceptance.. i just want to explore.. no game is perfect anyway.

I am currently at, and have always been, at the acceptance stage. I’m looking forward to the release day partly because WoW will unlock demon hunters and start legion invasion fun times. I’ll play my DH, fight invasion points until I can take no more then fire up Pink Floyd and explore a galaxy and just see what…

But that was before there were countless forums for people to go to just nitpick things apart to no end. Times where wonder and magic could still exist. *sigh*

For today’s “hardcore gamer”, playing for fun is for “casuals”.