CPAs are mostly useless when it comes to mortgages, but I’m confused because

Mostly because isn’t for them.

Didn’t everyone there end up good?

Lol! I’m gonna go elsewhere for my crazy!

Look, interest payments are the sameish on a 15 during years 1-4 as with a 30.

I have no idea how any of that makes any sense. It doesn’t.

Because I’ve never been able to put my kid up on the check-lane as payment for groceries or ship to them bank to pay my mortgage.

I read this article and then shot my 73-year-old dad an email asking “When are you going to retire?”

Here’s a real candidate for the Supreme Court.

Just making the point that as a nanny the whole concept is against you.

Which just begs the question... if everyone hates it so much why do we keep doing it?

That said, that statement is full of internal contradictions. It makes no sense.

Well, they could sue you if something happens and we all know those people think money is worth more than a toddler’s life.

Lol, I bet your mum disliked having kids in the first place :p

I’m 31 and my last living grandma is 94!!!

What about retired Grandpa who loves being with the kids since he already raised the brats twenty+ years ago?

Obviously you should pay them. Money means things are worthwhile *rollseyes*.

Which speaks to class issues. When you have three generations in a house meant for four people it gets very communal fast.

Uh... well, if your parents are retired they do it in a mixture of knowing it is financially good as well as an actual desire to be with the kids.

Uhm, that is what paying extra on a 30 is, principle. You don’t pay extra on interest.