As many have said before on here, you can have a credit card and pay absolutely nothing in annual fees nor interest if you simply pay for your purchases on time. And most cards have great fraud protection and benefits. So if you are wise, using a credit card is incredibly financially advantageous. Mint.com allows…

With a debit card the money is gone from your account and you have to negotiate with the bank and prove that you did not make the purchases in order to have your money returned and this can take a significant amount of time - sometimes weeks. Not so with a credit card - simply call the company and the charges are…

Well, unlike some commentators, I really enjoyed this video and the parody on the stereotypical excuses and entitlement of the current generation of 20-something's. Fun watch.

I think the definition of "celebrate" is really the question here. It would seem odd to completely avoid a National Holiday like Christmas that is so pervasive in society. You don't have to believe in any religious aspects to "enjoy" or "celebrate" Christmastime. I would say whatever you do that day is absolutely…

Very good point. I might still say Happy Holidays to strangers but it's really not any different to say Merry Christmas than Happy Labor Day, Veterans Day, Valentines, Thanksgiving, etc.

I love your comment and plan to quote you with "Tradition is a stupid reason to keep doing anything" because that's totally how I feel since I'm not a robot and can choose whenever what I damn well wanna do or eat in life.

Even with all of the search options available on the Internet for rating healthcare providers, I do believe that your best way to determine what you will expect with a new physician will be to ask around. This is tougher in a larger metropolitan area to get a consensus on how good a physician will be for you. But most…

I am a primary care (family medicine) physician in a large (5 providers) and very busy practice in a small community and I do generally agree with the first appointments of each portion of the day for the least wait times on average. However there will always be possible exceptions - especially with meetings or…

I love the practical and thorough analysis of the article - thanks! It made me ponder my own battery use - which for me has been to use rechargeables for products that consume batteries more frequently such as Xbox controllers and Apple keyboards and track pads. I hadn't thought about replacing every battery in the…

I completely agree that our society's obsession with connectivity and "smart" phone use has definitely created numerous negative effects. However, most of your arguments for remaining on a "dumb" phone are purely related to self-control. The fact is that you could still have such a tremendous life as you describe and…

You aren't crazy at all. You should be informed at an annual wellness physical the current recommendations for screening at your decade of life. However realize that a non-wellness appointment is handled differently both with billing and documentation and so if you just go to your physician for acute care (or sick)…

As a primary care physician in the US, I love this info-graphic if its gets people to begin to ask the right questions about their current health - including active screening and disease prevention. Sure, some of the information is not exactly correct according to current evidence-based recommendations but medicine is…

I'm not certain about making the comment about haggling with your doctor as besides discussing a payment plan, it's illegal and fraudulent to charge less or down-grade service that was provided. Healthcare is already one of the extremely rare places you can receive a service (and possibly product) and then not pay -…

I completely agree with you. The artificial inflation of a product for the purpose of haggling is just ludicrous and definitely not worth my time - especially since my time is worth more than I would ever "save."

Yes, but the depreciated value of crap or stuff amounts to much less. Thus the impact of the article.

Interesting article. To each their own I guess. I own several vehicles - mostly Jeeps - and absolutely love the freedom and joy that driving - whether long road trips or clear-my-head drives - provides me. To me, working on vehicles and driving is both a love and a hobby. It's interesting to hear from another…

Situations where things actually work out well for the employee will be VERY rare - the vast majority of the time the best solution will be to leave the company or negotiate working much less hours until they are able to actually pay you for your time and work.

I completely agree and after years of saving things and such for those "just in case" moments, I am really working to simplify now. It's quite amazing how freeing it can be to simplify your life down to the essentials. Peter Walsh has several great books to help with all the reasons why you may wanna hold on to…

Slimming down your wallet is all about letting go of excess clutter in your life - just as this article says. Years ago I bought a Koyono Slimmy wallet and absolutely love it and have convinced many to buy the same. Unless traveling I literally only carry Drivers License, Credit Card, and some Cash - never needed…

Completely agree! The only things that go into a drawer for me are boxers, socks, and a few sweaters - everything else hangs up in my closet. Saves loads of time, less wrinkles, and easier to find and sort when on a hanger. I've actually never understood why people would spend any time folding undershirts or even…