You could also look to just add healthy food. For example, I like apples, they travel well, etc. So I’ve started eating an apple before lunch, every day. I have recently added dark greens to dinner (asparagus, broccoli, Brussels sprouts are the standbys). I still eat a ton of garbage food, but I figure that as more…

I agree totally. Everybody’s different and I really do envy morning people.

I still think that some people are destined to enjoy mornings or nights less than nights or mornings, respectively. You can force yourself into one or the other, but your body naturally prefers one. No sources, though, just my personal superstition on the matter. :P

Exactly i agree!

I am an over-giver because of my upbringing - I can count on one hand the number of times my mom has said "I love you" or hugged me, but cannot count the number of times she handed me gifts and wads of cash - particularly the number of times it happened after an occasion that she had to miss due to a vacation. As a…

It's really just a lot easier to make perfectly clear the terms and conditions under which money is given or lent, and to never give more than you can afford to lose. If a friend or family member is in a bind, I'll help out when I can, but I'll always tell them upfront if I expect repayment and when.

Same point I was going to make. Never lend money period. Lending money is what banks are for. If it's a close friend or relative, and you have the money to spare, give it to them with no strings attached and if they so happen to return the favor one day, so be it. Give it to them and forget about it and you'll be…

She sent it an object that exists purely as a gift giving receptacle. I lent my buddy some money a few years back, and if I had wrapped it in as a Christmas gift I assume he would have thought it was a gift.

It's not that it isn't generous, it was just given to her sister in an ambiguous manner. If it was intended as a loan, then she should have made that clear, and mention that it wouldn't have to be paid back right away, just when she could afford to, but it would have to be paid back at some point. Don't send it with…

It's not really an example of gift-giving or even loaning, it's an example of not being clear about something.