They're supposedly working on the Android app!

Hipster supreme!

I buy JVC jellys. I need to replace them every couple months due to dropped iphone on the treadmill or from them getting ripped out of my ears in the gym. At work they sometimes end up under my desk chair wheel or thrown into my coffee.

For anyone curious, this is a picture of me at last year's meetup

Well, I just hit my AT&T throttle at 5GB 16 days into my billing cycle. Here's to another two weeks of miserably slow phone...also, a resounding F**K YOU to AT&T for throttling the phone to 0.1Mbps. There's not a single justification to throttle it that low except to piss off your long-term customers.

Then you just haven't been doing it right...

That's because "homophobic" isn't the right word to describe you. A more accurate word is "bigot", "asshole", or "anachronism".

Some people like me are not homophobic... they just find anal sex disgusting and people who do it gross.

at your age... that's a great start. I would take about every 3rd raise and let the others add to your 401(k) instead of taking it home. You never saw it, so you won't miss it. Example: raise of 2.5% should become 1.5% added to your 401(k) so you don't see the raise in your take home, but you will see it on that…

I would say up your 401(k) to the 3% to maximize the match then open a ROTH IRA and put up to 12% there if you can. It will grow just as well as the 401 but the growth will be tax free when it come time to start making withdrawals

The fact that you're contributing a percentage and not a fixed amount is good, as the nominal amount you're investing will increase as your pay increases.

You should always contribute up to your company's match. If you don't contribute up to the match you're literally giving up "free" money. But if you can swing it, try to go for 5-10% pretax contributions to your 401k and then save another 10% in liquid form (to get around the magical 20%). This could be either cash…

Bump it up to at least the amount they will match. Otherwise you are throwing free money away. Also I'd be saving at least 15% of my take home pay.

Sounds like you're getting a 100% return on your investment! I'd suggest going in for the full $30. It's really about $5 out of your pocket, because it's pretax, but it probably means years added to your retirement (I'm not exaggerating here)

You should bump it up to 3%. Getting the full match is the best return you'll get on most investments.

If you don't contribute to the maximum that they'll match, you're leaving money on the table. See if you can bump up your contribution to the full 3%.

Sounds t0 me like you left 0.8% of your pay on the table by not claiming the full contribution match.

If you can afford it, put 15% of your paycheck into the 401k. If you control your spending, you'll never miss that extra 15%, and with compounding it'll be worth more than you can imagine years later.

I'm sorry Adam, but how can you call yourself a journalist when you have a photography Tips and Tricks list with no mention of how to use an iPad Camera to Instagram a Selfie while posing with Ducklips? Hrm??

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