Well, I just hit my AT&T throttle at 5GB 16 days into my billing cycle. Here's to another two weeks of miserably slow phone...also, a resounding F**K YOU to AT&T for throttling the phone to 0.1Mbps. There's not a single justification to throttle it that low except to piss off your long-term customers.

Then you just haven't been doing it right...

That's because "homophobic" isn't the right word to describe you. A more accurate word is "bigot", "asshole", or "anachronism".

Some people like me are not homophobic... they just find anal sex disgusting and people who do it gross.

at your age... that's a great start. I would take about every 3rd raise and let the others add to your 401(k) instead of taking it home. You never saw it, so you won't miss it. Example: raise of 2.5% should become 1.5% added to your 401(k) so you don't see the raise in your take home, but you will see it on that…

I would say up your 401(k) to the 3% to maximize the match then open a ROTH IRA and put up to 12% there if you can. It will grow just as well as the 401 but the growth will be tax free when it come time to start making withdrawals

The fact that you're contributing a percentage and not a fixed amount is good, as the nominal amount you're investing will increase as your pay increases.

You should always contribute up to your company's match. If you don't contribute up to the match you're literally giving up "free" money. But if you can swing it, try to go for 5-10% pretax contributions to your 401k and then save another 10% in liquid form (to get around the magical 20%). This could be either cash…

Bump it up to at least the amount they will match. Otherwise you are throwing free money away. Also I'd be saving at least 15% of my take home pay.

Sounds like you're getting a 100% return on your investment! I'd suggest going in for the full $30. It's really about $5 out of your pocket, because it's pretax, but it probably means years added to your retirement (I'm not exaggerating here)

You should bump it up to 3%. Getting the full match is the best return you'll get on most investments.

If you don't contribute to the maximum that they'll match, you're leaving money on the table. See if you can bump up your contribution to the full 3%.

Sounds t0 me like you left 0.8% of your pay on the table by not claiming the full contribution match.

If you can afford it, put 15% of your paycheck into the 401k. If you control your spending, you'll never miss that extra 15%, and with compounding it'll be worth more than you can imagine years later.

I'm sorry Adam, but how can you call yourself a journalist when you have a photography Tips and Tricks list with no mention of how to use an iPad Camera to Instagram a Selfie while posing with Ducklips? Hrm??

AdBlock allows you to only block obtrusive advertisements, such as the auto-playing video. This is great if you still want to support a site that needs advertisements.

Yeah, I've already reported the ads to our tech team, but ABP will take care of that for you. :( Sorry about that.

Additionally, if you head to crucial.com and allow your laptop/computer to be scanned, it will tell you what you need to know about what's pertinent about your computer for RAM upgrades. Take that info and go shopping.

I found that as soon as I used more coffee than what the Aeropress instructions recommend (as in two full scoops of whole beans) the final brewed cup was fantastic. I also find that if you prefer a nice round cup, go with a dark roast. Aeropress excels at producing a wonderfully rich cup of coffee without the…

Don't just get rid of them. Kill them with fire.