At some point you have to either cut her off or just be OK with the fact that her life will always go sideways and you will always be helping her. It isn’t going to change otherwise.
As for how you do it? Pick one of *your* goals that you need money for (car, trip, house, a night in the VIP room, etc) and start talking…

Because if you are making money via investments you are creating more money for yourself in the future. If you decide not to invest you have to either spend it all now and get a job later or let the money sit and watch it lose value to inflation.

The same argument could be made about regular income. Why bother working…

My wife got a pre-approval from our CU for a car. Because of some fallout from shared investments after my Father’s death, I do not have a good credit rating even though I am current on my debt. The CU met us half way and issued the loan.

No jury in the world would have convicted you.

This is the thing that doesn’t get talked about enough. There is all this rage about people who don’t trust science, but we have all these examples of faux-science that *shouldn’t* be trusted. Lead in the gas and paint, tobacco isn’t addictive, no proof that global warming is real, and so on.

There is a ton of research…

Evidence that people are making really poor decisions that are harming them and their families is only really funny when it isn’t anyone you know. (What a weird statement to type....)
Sadly, many of us know people like this in real life. So it never seems funny when it may as well be your relative making the post.

Looks like Roku has already made this comparison obsolete. They announced several new models this morning:

Summary of this article - How to get promoted:

“It’s Fine, I’ve seen you do worse”

You have made the mistake of thinking like a savvy consumer. That isn’t who you want to sell your house too. In this transaction your are a seller and you want someone to fall in love with your house and pay any amount to own it.
Does it make sense to trust the photo? No. Do you want to be positioned for the people who…

Nobody should have to have a wedding they don’t want. But at the same time much like High School Graduations, Weddings aren’t all about you.
In my family, the extended clan only really sees each other for Weddings and Funerals. My Grandparents don’t really care what dress anybody wore or who did the catering. They do…

What a country!

Those guys are doing it the hard way. If you really want to decorate with books you will never read, do it in bulk:

You managed to pick an image from the “animated for theatres” old school and the current Transformers series that is aimed at pre-schoolers.
This is a more direct comparison of the old school to modern:

Years ago I recall reading a “behind-the-scenes” book by the production staff of Batman:TAS. They talk about how they all came of age as animators in an era where more lines = higher quality. So you ended up with the actually fairly complex character models on GI-Joe, Thundercats, Wheeled Warriors, etc. you spent all…

Are you a Dracula?

I’m fairly sure coolers don’t feel pain the same way regular people do. They certainly don’t have souls.

Project Fi from Google has been kind of an amazing alternative to all of this. It isn’t cheap if you actually burn a ton of Data every month, but it is super aggressive about pushing you onto open wifi and only then falling back on whichever of it’s three carriers has the best signal nearby. I found the data usage I…

This is a classic mythological motif: In her efforts to avoid capture by ‘80s Apollo, Daphne called upon her father to turn her into a tree. When that didn’t work she called in a favor owed her by the PinBall Wizard.. who has changed her into an Arcade Cabinet to thwart the god’s lust.

Woof means Woof.