Letters are much more effective — especially if faxed since there is a confirmation — than calls. Most debt collectors rely on the fact that people don’t know their rights and use that to get every penny they can. The second someone shows they know what they are doing, debt collectors immediately do everything they…

Indeed, but as an attorney that represents clients on both sides of debt collection — mostly foreclosures and evictions — let me tell you those debt collectors rely on every loophole in state and federal consumer protection laws. And, those are the legit firms. Most scum bag firms just file claims and rely on the fact…

That has to be the most awful and stressful job.

I think that is a feature and not a glitch in the system. The bill is sent out to the child and not the parents and the parent’s either pay it or ignore it. If it is ignored, the hospital sells the bill to a debt collector and then bills and sues the parents.

Sadly, that program has been in beta in the black communities for centuries so they know it works.

“I am sorry, your child was conceived out of network, we won’t cover the birth!” I wouldn’t be surprised if there will be a childbirth/Mexican vacation industry in the near future.

Seriously?! I hope that you two didn’t need to get pre-approved to have a child. Sadly, I hope I didn’t give the insurance companies any ideas.

Welcome to America newborn, you now have a lien against you and your credit score is already ruined! Just wait until you graduate college with student loans!

I never said she wasn’t a shitty person — because she definitely is. I just think the shittiness can be slightly mitigated because of the terms of the prenup.

Indeed, Ryan still needs to land that $3 million a year lobbying/think tank post retirement job.

You are 100% correct.

It wasn’t my most coherent comment.

You are correct, I meant in general that the conservatives lost their shit about Michelle are now saying it is disgusting that people make fun of Melania.

I fully expect someone to question the loyalty of a Catholic priest to the US and call them Papists. Heck, the Tea Party is pretty much the Know Nothing Party.

You aren’t wrong, and fuck.

In my opinion, she wanted to be Trump’s 3rd ex-wife and live off the alimony and child support and was blindsided by his being elected president. Now, that the Stormy Daniels matter negates the pre-nup, she is just waiting out her time.

G-d help us all. The only people left in the administration want war in the middle east for profit or they want war in the middle east to help kick start the rapture.

I will only judge her if her prenup didn’t include a clause that prevented her from saying anything. We know that his non-dicslosures with one night stands include a $1 million dollar liquidated damages clause. God knows what he made Melenia sign.

We lost that respect under Bush and the ‘Axis of Evil’ bs, then Obama helped overthrow Libya after they gave up their nukes under Bush, now Trump is effectively canceling the deal with Iran. To be honest, I wouldn’t be surprised if nations with resources all suddenly get nukes.

I only took you out of the greys to say that she has not done anything that is worth what you said. She may be the scum of the earth, but she hasn’t acted as such. If you watch how she acts and reacts to Trump, it is obvious she hates him as much as we do. I bet if she didn’t sign her prenup she would be the most…