Also, assuming the lender keeps the mortgage, they’d prefer to be repaid as quickly as possible, so they can invest that money for a greater return than the paltry 4, 5, 6% they are earning on a single-family mortgage. 

Within days of executing the contract, the mortgage company generally will sell (securitize) the borrower’s future P&I payment stream to a 3rd party for a single lump-sum, present value payment. Whether the borrower has fronted $0 or 20%, the mortgage company will price the security accordingly

That’s an awfully quaint, not-far-fetched-at-all explanation for the stock increase you’ve got there...An alternate, simpler, more plausible explanation?

I’d assume mortgage companies don’t really care if you put down 20% or not. At >20%, the lender is secure that you’ve got sufficient “skin in the game”to see the deal through and at <20% you are paying to insure the mortgage.  What am I missing?

And to think, for 35 years I’ve had no idea you could die from carbon monoxide poisoning simply from exposure to excess carbon dioxide.  The more you know...

The sheer audacity to basically call Carlos Bocanegra a self-hating Mexican because he didn’t like your dumb ad.

Bruh, that’s only like $12-13 million after Uncle Sam and the agents get their cut.....SMDH.

Yes, and why is she choosing not to press charges against someone who habitually, repeatedly sexually assaulted her over many years? That’s really odd.

Why is she choosing not to press charges against someone who habitually, repeatedly sexually assaulted her over many years? That’s really odd.

I’m very much looking forward to his stat-padded 3rd Team All NBA 2018/19 season after which the Magic (or, the Knicks? Please God let it be the Knicks) sign him to a $200 mm + Supermax after which Dray immediately gains 50 lbs en route to a meaningless 5 year line of 10/8/8, 40 wins, and 55 GP.

Look deeper and you too can see the light, young Squier.

No shit. Based upon what appear to be large bottles of avocado verde salsa, this Egyptian in clearly appropriating Latinx culture and therefore will lose his cush Portlandia food truck ASAP!

The collar under that rug/adjacent to his bald spot is huuuuge. Pretty average clothing, though.

more like Nicolas Kickback amirite

Cocksucker’s? In the year 2018? Really bro? Not cool.

Hell yeah, hockey’s sweet cuz they care about brain injuries, they obviously value diversity, and they are so patriotic they stand for at least 2 anthems per game.

“Now that’s a mad pooper!”

1. Oakland, CA is well known as the last bastion of AmeriKa’s racist overlords, so whaddya expect?!?

I disagree. While last night marked a disappointing end to their season, the Sixers have the youth, assets, and cap flexibility needed to tweak their roster and advance further in the coming years. Having said that, I think the Raptors are one of those maxed-out might have to take a long look in the mirror at…

Not sure attendance figures from the late 1800s have much relevance to this discussion. Arbitrarily, chop the graph to begin in 1990 and extrapolate ever so slightly outward. Setting aside the ebbs and flows (which are easy to explain away) and baseball attendance is essentially unchanged from 1990 to 2020. As with…