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ian-noflash

My goal is to not interrupt my IRA payments. I always seem to have an “emergency” to pause my contributions for a couple months. $600/month x 2 people x 12 months!

800-fill from Patagonia is $229 - less if you use your 20% off coupon right now.

800-fill from Patagonia is $229 - less if you use your 20% off coupon right now.

I have a 3.6R Outback. It’s luxurish and I don’t have to detail it, cuz it’s a workhorse. It’s quick, drives more like a car than an SUV, and I enjoy driving it every day.

For most winter days:

For most winter days:

Outback (3.6R) or Pilot.

It’s twelve miles?  Bike to work.  Der.

Also, we don’t need as much protein as we are led to believe.  No one in the states is protein deficient.   Many suffer ailments of eating too much.

There are pros and cons to Roth and Traditional investments. We can’t predict the future of tax laws or our future income. We diversify our investments. Why not diversify our tax burden? I have some Roth investments and some Traditional investments.

I have a VA loan and every time I move (not that often), seems I have to buy the new house with a non-VA loan, pay PMI, move, sell the old house, refinance the new house into a VA loan with no PMI.

$1500/month - family of four, mostly vegan, mostly organic. I’ve made peace with it.

These vitamins-are-a-waste articles/studies never distinguish between synthetic vitamins and food-based vitamins. Does this not matter?

So they funded social security?

I’m finally on-track for retirement with Roth IRAs and my 401k. I feel like I should be focusing on 529 plans. Can you cover the ins and outs? I can’t decide if the risks outweigh the benefits. I’m also interested in reducing our taxable income as our salaries are approaching the Roth limit. Sorry to be off topic, I

I will seriously consider the hybrid. I don’t need plastic on the wheel arches, but I do need (wannt) a fast, efficient, AWD, raised, wagon that handles better than the average CUV (the Hybrid is supposed to be the “sport” model).

repaying pre-tax money with post tax money though.

How do I plan on the phase out as our salaries increase? Do I find out at tax time and then roll the roth contributions to a traditional IRA?

Priorities. Set a goal of an hour of exercise a day. You get to 9pm and you haven’t got it, get on the exercise machine at home - your failsafe.

Our go to salad dressing is olive oil, brags, and a garlic clove straight from the vitamix. So good we drink what’s left in the bowl.

Of course you realize the irony of your article’s title...