Also, studies have shown that stores increase their prices during the tax holidays, so consumers pay the same as they would have with tax, but rather than some of it going to taxes to pay for road and schools and public safety, instead it all goes to the stores. That is the real reason to end all tax holidays, but…

I added three words to Colbert’s remarks that are enough to show him what a big part of the problem is: “I wouldn’t claim that there isn’t some unconscious bias that I don’t know about, but I don’t read who’s on the packet. I don’t look at the name. I don’t look at the resume. I just read the jokes. If the jokes make…

Yes! I did this every year in college and it always worked. The key really is giving them some new financial fact that they can use to justify giving you more aid.

Three other pieces of wisdom helped be with a formerly vicious inner critic.