You fucking jamokes .

Both my children are going to graduate from college debt free and I don’t have a mortgage on my house.

I’m most proud that my wife and I adopted the principles Dave Ramsey teaches in Financial Peace University. All of them. We’re out of consumer debt ($154,000 not counting the mortgage), have only 3-4 years left on the mortgage, are putting away 15% in mutual funds (and outperforming the S&P 500), and have good term…

The only thing I have to hang my hat on is my salary, which is far more than I ever imagined I’d be earning. The rest of my financial life is an unmitigated disaster, unfortunately, but I’m starting to get it under control.

I lived at home for almost three years after I finished college, and saved up enough to put a small down payment on a house that was in an upscale neighborhood, but was a foreclosure and had been vacant for a few years and needed a little bit of work. I lived there for almost five years and put around $15,000 into the…

That I listened to Mr Safety, and we’ve been debt free for five years now. House and cars are paid for, money in the bank and CDs and 401k, and we pay off the credit cards every month. Hard? At first, yes! But with diligence, it got easier. Plus the peace of mind is great!

My FICO score over 800... (was in the 500's 15 years ago).

I got scholarships for college because I knew my limits (I was a lazy student. Smart, but very lazy) and went to the “second tier” state school. So I graduated college, saved a bunch over the past few years, and this April I’ll hit my one year anniversary of home ownership.

I know it’s harsh and I people don’t like it, but I set an upper limit of spending on pets. Somewhere in the $200-250 range. If medicine can’t fix it then the animal will be put down or it will have to live with it. $1,000 is not a ton of money, but it is a lot to put on an animal that has a finite life span.…

We just got hit with a CRUCIAL bill when our water stopped working ($8k, and yes I’m sure there was some “take advantage of our situation” mushed into that price). We have the money in savings, but only in our “6 months of no job” savings. I didn’t want to touch it, I ignore its existence. I wanted to finance it…

Another question I would ask: Can I replace this money in the coming weeks/months?

There really needs to be a discussion about skyrocketing pet health care costs. Mind you, I love my pets and am willing to spend money on their care if needed.

I hope this turns out better than his stint in the military

I wonder if he made his bed to take that picture. Part of me thinks that’s insane. The other part of me thinks he did because had he not, some of the text would have gotten lost in the folds.

My grandpa was a hardlegger. Fought at Guadalcanal, boxed for years, was a roughneck for decades, etc. I was getting bullied at school once, and I asked the toughest man I’ve ever known for advice. He told me that when he was in 8th grade, a much older kid was beating him up. He tried ignoring him, fighting him, etc.…

My Grandpa would ask my younger brother and I, when were around 6 and 4 years old respectively, if we wanted Happy Meals from McDonalds. This idea would be received very enthusiastically by those of us in the back of the car, at which point he would turn around and say “Too bad. You’re both getting sad meals instead.”

I was fortunate to know both my grandpas, and they did some of the funny shit described herein, but they loved me a ton and I learned a ton of cool stuff from them. One was the first ever to let me use a power tool, at age 5. He put a board in a vice and gave me a drill and I drilled dozens of holes and thought it was…

My grandpa liked porn. He had a big stack of Playboys in the... weird closet thing off his and my grandmother’s bedroom (I can’t really explain it, it’s been years since they passed away and I’d just confuse myself if I tried to diagram it). That was pretty great, since I stayed at their house a lot during the summer…

My grandfather didn’t drink, with the slight exception of a small(ish) glass of Bellow’s Partner’s Choice before work every day. This was known as the “eye opener”. Source: Grandmother, Mother. I was too young to be up early enough while he was still working to witness this.

I would deliver leftovers to my grandpa and his second wife. My sister and cousin came this time. I knocked on the apartment door and my 6'4 very fat grandpa open until the chain lock stopped it and peered out. “Are you alone?” he asks like a paranoid conspiracy theorist. “No. why does it matter?” He gives a huge…