Yeah, I understood your nuance. I’m saying my personal lines would absolutely not have me proclaiming that I have “friends on both the Bolshevik left and the Nazi alt-right.” Like, I wouldn’t even be on “friendly terms.” If they were my neighbors or coworkers MAYBE the most cordial I’d be able to muster (since I’m a…

You brought up Hitler and Nazis yourself, so I’m gonna ask for one last clarification with regards to where you’d draw the line at stopping being friends with someone, especially if your apparent only common denominator is sports.

Tons of unleashed dogs that keep getting out of their yards (because people leave their gates open) in Los Angeles , which is full of cars and coyotes, and curbs (like mine) that keep getting pooped on. Meanwhile Nextdoor is half “missing dog” posts.

Yeah, we do enough laundry. Naked baby for now.

I’m Filipino and I love chicken, and god knows we do some weird and also bland (usually greasy) dishes, but for the life of me I can’t get into Hainan chicken. It’s simultaneously too bland and the texture of the skin is too icky to me. Seems like there are just a million other possible things you could do to that…

(First of all, I did comment on the wrong OP, apologies)

The Dow Jones in 2007 back right before the crash happened was at ~17,000, and is now currently at 26,000, at 52% rate of return (4% average annualized). The Vanguard VTI, which tracks the entire stock market, increased 92% in the same period, an almost 8% annual rate of return.

I’m considering this, but in the meantime I took my money out of lendingclub a few years ago. I only had around 5,000 dollars in there, but the time cost of actively managing the portfolio (or the money cost of having the portfolio automatically managed), plus the extra tax paperwork, plus the psychological cost of…

A consideration to note with regards to the Amex card which has an annual fee:

Here’s Vanguard’s paper on the subject. If you have extra cash on hand right now (which is what this article is talking about), lump sum investing is better than dollar cost investing 67% of the time over a 10-year rolling period.

There’s only one semi-reliable trend when it comes to the market: that on a long enough timeline (at least a year), it goes up, and generally faster than any savings account rate. This has happened throughout all of Trump’s presidency so far. If you’re the type of person that stopped contributing to the market when…

Ally’s savings rate was recently dropped to 1.9%

If the idea of putting money into the market as rates fall makes you feel anxious, then just make sure you shift that towards just maxing out your retirement savings for the year NOW, as opposed to at tax time or incrementally over time. I mean, you should be doing it anyway, right?

If you have a premium credit card, many offer phone concierge services that will try to arrange this for you free. It’s not always super successful, but they will try harder than you. Got us a chef’s table seating at a super hot restaurant a few years ago.

You may wanna just actually have that in writing and sent to a lawyer.

Random question: a LONG time ago I was able to listen to the recorded caller name when I missed the call. Now I can’t find a way to do this, and it kills a lot of what makes Google Voice’s call screening so great.

So how unlikely is a blind play like this both attempted and pulled off? How often does something like this end up in a wild throw? And is this kind throw something that, due to the likelihood of ending in disaster, something shortstops are specifically discouraged from doing?

I’m assuming yes to all that. Everyone who’s already been paying so far (apparently) we say, “okay cool, you’re good to go.”

Ally has two things going for it in this regard:

My question is how do you clean the window sill? Leaving the window open gets a lot of dust settled on there, and in all my dwellings, the sill has just been the same non/semi-gloss textured drywall.