I'm an idiot, and just completely spaced out that M&T Stadium is where the Ravens played, and not just some random stadium in anytown, USA.

Was there some rationale behind this that is just over my head? I can't fathom how "Colts" is offensive, I guess is my point here.

Using a hashtag in a sentence makes you the worst form of commenter, FYI. Stop the madness, please.

Definitely occurred to me, but still! What the hell do I know. I just knew it wasn't quite as cut/dry as "they're college kids, and all of them want to bang everyone else in sight."

It's amazing how common it is. Like, the men's and women's basketball teams never have this problem anywhere, and typically nor do others like golf, volleyball, baseball/softball, lacrosse, and so on. But with men's and women's swimming and diving teams? ALWAYS count on it getting weird!

Just curious - were you and your lady on the same team/in the same program? We were a very incestuous squad with plenty of diver-on-diver, swimmer-on-diver, and swimmer-on-swimmer relationships through the years. (I was guilty of a fling with a sophomore swimmer when I was a senior.)

I'd agree, they were a bit harsh! Crumpet eating dicks.

Ok, that one is just false! But I can handle your good natured ribbing.

If the implication here is that diving is the most entertaining part of a swim meet, then I'm fine with the joke!

I just want you to know that your grocery store rankings are accurate.

Not for nothing, but based on this video alone he was actually quite good. For the most part, those dives were of a respectable degree of difficulty, and his form and technique is solid all around. If you're competing on 10M, you're a very good diver - end of story. I was a D1 college diver who was decent enough to…

Can I do a write-in vote for "ingrown hair extraction"? It's like the major leagues of zit popping. Nothing satisfies me more than getting one of those fuckers out that has been irritating my jaw line for a week...

In my best Jay Cutler voice: DOOOOOONNNN'T CAAAAARRREEE

one million percent agreed, it's my favorite 30 seconds in the morning...and I keep a travel sized q-tip package in my desk at work in case the itch strikes during the day. I'm totally OCD about my ears.

I got an entire shin once in one pull, was probably 2" wide by 9" long. So disgusting.

At no point did I make any reference to these loans being in any way crippling to the financial system. All I'm trying to convey is the point that the lenders are in no way devoid of risk, before or after securitization. Separately, setting customers up for failure by offering them loans that they realistically have…

thank you for also being a voice of reason here...

Your assumption that they securitize and sell off 100% of their loan portfolio is false. A portion of similar loans? Sure. But not all, and far from it.

High-risk customers pay elevated financing rates - this is obvious, and that's their price to pay for shitty credit or whatever their financial situation indicates that makes them high-risk. As such, I t's a risk/reward equation from the standpoint of the lender - nothing more really. You're trying to claim that there…

So...your argument is that since these loans are basically zero risk to the lender to give out to buyers? Got it! I'll be out starting my own auto finance business if anyone needs me, since all I can do is profit! It's so simple I won't even bother with credit checks!