Sure, but, there’s still the additional step of contacting the lender when you’ve finally decided to go with them and handling the paperwork vs. doing it right there in the F&I office.

I was thinking more along the lines of convenience, but, ok.

If the topper is worth $8k, the truck is certainly worth another $8k, assuming it passes a PDI with no obvious mechanical time bombs.

User name fits,

Damn. I don't even like motorcycles and I want one of these.

That’s an age old battle. The surface tension between dealers and manufacturers is interesting to say the least. I spent 30 years working for an OEM in the field organization, meaning working directly with dealers.

Those rates are heavily subvented by the manufacturer. Sometimes they are definitely the way to go, especially if you don’t have to give up rebates.

Good old Lee also invented the rebate when he came over to Chrysler after Henry the Deuce fired him.

Well Don, I’m not entirely sure where you’re coming from.

So, you don't look at the APR? You sound exactly like the payment shopper Tom described.

Of course, Tom is absolutely right in that buyers need to privately cross shop their financing before ever wandering into the dealer. Dealers will take advantage of your naivete if they can.

One other point I missed. The Acela line doesn’t run on “conventional track”. It uses a special Class 8 track designed for high speed rail with a legal speed limit of 165 mph.

Fuxsake, dude. How’s your Latin? Look up there word “de facto” for me and explain how it applies to a lack of high speed passenger rail in the U.S.

Damn, that’s one excellent humble brag game you’ve got going there.

Does GM not break out sales data by model? I’m pretty sure they do, no?

*This is a myth but roll with it”.

I wasn’t talking about people living in bigger cities. More of people in actual rural areas who have a 400 ft. driveway and the occasional foot of snow. And “no unimproved roads”? C’mon, that’s ridiculous.

I wouldn’t argue that curvy mountain road driving on icy surfaces would be better in a truck by any means.

Clearly you've never bent a $900 wheel on a Midwestern pot hole.

Your example of “one” traveling for only 49.9 miles very much proves my point.