In 2004 my then 74 year old grandmother bought a new Volvo S40 2.4i, and she thought that was going to be her last car. Unfortunately she was t-boned in 2014, and her much adored Volvo was totaled. She was then 84 and decided to lease a 2014 Civic. Well, the lease came and went and she bought it outright at the end of…