i agree. but the financing term is decided after the vehicle is chosen. every time there is an article about financing a vehicle, 70% of the comments are about just never buying a new car in the first place and telling other people whose lives they don’t live how they should spend their money. it’s an excuse to…

Loans aren’t fungible. A car loan has an asset tied to it, one the creditor can take possession of should you default. A personal line of credit, the kind you would need to take out to invest in an index fund is a whole different thing. Personal lines of credit are unsecured and have much higher interest rates. While…

first year depreciation isn’t and shouldn’t be as big a factor in deciding the terms of an auto loan as a lot of jalops seem to think. say 12 months in you have some bad luck and you’re going to lose the car. if you took out a 36 month loan at 0%, you aren’t as upside down, but you’ve put a lot of money over that year…

This is good parenting.

As another person in recovery, I believe John Mulaney should do whatever helps him live a happy and fulfilling life, whatever that means to him. I’m not sure how it helps you stay sober to have people judging every personal choice you make in recovery and implying that any little personal misstep (none of which are…

I’ll bet he could find places in Montana where his ideas were popular, but just like Trump he has nothing but disdain for the people who actually like his views.

Well it IS a proof of concept. At one point not too long ago (relative to civilization) restricting what someone did in their own home would be very difficult to enforce.

Hey asshole! If you want people to eat more salads, how about not charging ~$13 for them in your restaurants? People don’t eat salads because they’re ridiculously expensive, and preparing them at home require a bunch of ingredients that are often way too expensive to purchase and time-consuming to prepare for many…

It’s really a none of your business issue.

Lol, good point. Surprisingly, it let me ungrey you too.

Wow, 80 pounds? Most of the cougars I see at my kids’ school are probably at least 130. 

Hey all — your friendly abortion care worker and former Texan here. This is totally fucked. Clinics and abortion funds are already being flooded with frantic calls from people who need to get their abortions. To get around the law, the patient needs to travel out of state and have their abortion NOT in Texas. This…

Great news—I was considering downloading episodes of this show illegally but I don’t wanna be a pirate!

I...did not expect Gene Simmons to have the correct take here.

You are oversimplifying the idea of “mobs bad”. Rather you should be looking at the socio-political context and goals of the public outcry. By blaming “the mob” you are denying the individuality and validity of people who have legitimate grievances and falsely equivocating them with racist dipshits like the ones who…

Yup. It’s privilege in a nutshell.  I have no idea what was going on his mind that he thought he was perfect for the role after Trebek’s iconic run.

dammit Poe, you got me again! Genuinely appreciate the lack of /s though. I view it as cowardice. Of course, it leads to me being misunderstood sometimes, but I’m of the mindset that sarcasm should stand as it’s own and being misunderstood by the dense is an added benefit.

Michael Richards during this process. At every step.

This is one of the many ways that tipping is fucked up. Salty is recommending big tips on bad service to change behavior and attitudes. Not enough people will do that and, even if they do, it won’t work. Too many people don’t work that way and will learn the wrong lesson.

This has nothing to do with a science-speak or a lab environment or the real world. For a conclusion to be true, it must be based on facts.