It also helps to view different retirement funds for different parts of your golden years. Longevity runs in my family, so I need to plan for reaching the century mark. I won’t take SSI until age 70 to maximize those payments. I plan on using my IRA/401k savings to cover ages 59.5-70, with Roth IRA basis withdrawals…

Not to disrespect your experience and skills as a mechanic, but your perspective sounds a lot like the owner of a Toyota my wife wanted to test drive last year.

That’s still not an answer. Yes printers break down, but that’s why you buy 2 or three. Redundancy solves any potential issues from breakdowns.

This video was missing any discussion on the obvious question: Why not just print the cards? You’re employing a half dozen people to do a job that could easily be automated.

There is a lot of negativity towards Turbotax and other tax filing options, but Americans pay for convenience all the time. Changing the oil in your car doesn’t take any special skills or tools, but most people will pay $30-$70 a couple times a year for the service. The indignation over Turbotax fees is unjustified; pa…

Anyone can simply elect to take the standard deduction and be done with it. You’ll need at least $24,000 in deductions to justify itemizing. Current mortgage rates are around 4.5%, so you’d need a home loan balance around $533,333 alone to justify itemizing without any other deductions.

You can’t file “head of household” unless you have dependents. https://turbotax.intuit.com/tax-tips/family/guide-to-filing-taxes-as-head-of-household/L4Nx6DYu9

Alicia,

I’d just like to suggest that if you are getting a product for free, your information is the product being sold.

On pay stubs, I’d suggest keeping the first and last stub from each year plus any first and final checks from an employer in the permanent file. Many large employers want a complete salary history, plus these records will help you if later find an employer wasn’t accurately reporting wages for social security.

Or this ...

Sex is often a religious experience. (That’s why you hear people shouting “Oh God!” so much during the act.)

Unlike FSA, HSA funds are yours to use forever. Like the article stated, you can reimburse yourself for any covered expenses back to the day of establishing the account. You may not be able to contribute under your new health plan, but you can still spend the money you have saved.

We ended up with a 4k TV about 14 months ago. I learned there are people visible walking in the Apple TV screen savers if I stand less than a foot from the screen. Sitting on the couch, I can’t see much difference. Personally, I would spend for higher refresh rate and wider color range before increasing resolution…

At best they may not have racist bone in their body, but they also obviously don’t have a sensitive one when it comes to how others might perceive their actions.

I learned a new word today: contumacious
adjective archaic or Law
(especially of a defendant’s behavior) stubbornly or willfully disobedient to authority.

I’d avoid taking the American Opportunity Credit unless you able to take the full amount or are absolutely sure you will never go to college at least part time. It’s only available for four years in your lifetime. If you use it in a year when you only get a few hundred out of it, you lose out on a future year when you…

You forgot the new additional dependent credit. $500 per dependent who wouldn’t be covered by the child tax credit. The new credit is particularly useful for families with older children in college who are still dependent on their parents.

I just wrapped up my degree in accounting and finance. Before taking the financial planning classes, I thought all retirement money was the same. It’s not. You can and should expect to use different resources at different points of retirement.

My current employer allows banking of unlimited sick days. We have people who have been here 20+ years and never taken a day off who are pushing 1,000 hours available. It’s turned into a competition to see who can get the most. The problem is they come to work sick and infect everyone else when they should be at home.