This doesn’t just apply to minor children. If you see anyone’s adult children being successful or exemplary in any way, tell them. It’s always appreciated.

I disagree. Dollar-cost averaging still applies. Assuming index funds, If you’d fully funded your Roth on Jan 1, 2018, you’d be very much in the hole on Dec 31st. Regular, small contributions is almost always a better option.

I told my wife I wanted Street Fighter for Christmas if she didn’t have a better idea. I’m pretty sure I’m getting a worse present because she doesn’t want this kind of crap in the house.

I told my wife I wanted Street Fighter for Christmas if she didn’t have a better idea. I’m pretty sure I’m getting a…

I prefer to work my taxes backwards, figuring approximate credits and payments, then looking at ways to decrease my AGI or increase deductions to maximize my refund. 

Sat out in the backyard last night with my wife and one of my kids. Saw the longest and brightest meteor I’ve seen my entire life last night. It was huge and ran over half the length of the visible sky. The burn trail was about 1/8th of the sky from start to finish. It was amazing.

Play the jealous wife who the husband has been keeping away from his co-workers. When introduced to any woman, use a dismissive tone and tell him “So this is XXX. She’s not that much younger than I am,” or “I don’t see what all the fuss is about. I need a drink now.”

Do you think we’ll see anymore deals on weighted blankets before Christmas? I should have grabbed one for my mom in November.

Do you think we’ll see anymore deals on weighted blankets before Christmas? I should have grabbed one for my mom in…

I was just a kid in the 80's, but I remember people felt and expressed similar feelings for Carter. As I’ve matured, I’ve realized the worst president in history is always the most recent or current president from the other party.

Your comment deserves all the stars. Held back has a 100% approval, while pushing forward is split. In my book that works out to an overwhelming majority in favor of holding kids back.

Yes. Hold them back. 2 of my kids were born in August. Both struggle. We finally held one back to repeat 7th grade again this year. He’s so much happier now that the kids he hangs out with are in the same classes. He’s a big kid, so it was never a size issue. In hindsight, we could have saved ourselves years of…

I’d already bought a pair for a gift on Black Friday sale. Even paying for return shipping on that order, I’m saving $7 with this price!!!

I’d already bought a pair for a gift on Black Friday sale. Even paying for return shipping on that order, I’m saving…

I have a US based friend who sells Chinese produced merch on amazon. He will give friends $20 cash to buy a $15 item and leave a review. Doesn’t matter where it’s at, everyone is gaming the system in some way.

“The promotion is not valid or has expired.” :(

“The promotion is not valid or has expired.” :(

Hardly. When we’re out with kids, we realize they make extra messes and typically leave about 25%. But when a server lies about times or generally avoids making rounds because everyone in the place is miffed, they don’t deserve the same tip as the server who takes pride in their guest’s comfort and goes the extra mile…

Sounds like I touched a nerve.

Even if you have to wait a month to get a Roth withdrawl, that’s well within a credit card grace period. $1,000 invested over 40 years at an average stock market return is nearly $15,000. I’m not saying emergencies don’t happen, but I am saying immediate cash needs are often exaggerated. 

Nothing will turn me into a stingy tipper faster than the server who knows the kitchen is in the weeds, yet turns a blind eye to kids who have lost patience waiting 30+ minutes for food.

I hate financial advice that starts with have $1-2k saved that you hope to never use. Your money should be an income producing asset. Even sitting in a savings account, that cash is losing purchasing power. What you really need is a liquid source of cash for use in an emergency. Liquid means easily accessed within…

Let them live it up now. Because they aren’t reporting that tip income, retirement is going to be a bugger when they want social security.

Seriously can’t believe you also didn’t bring up the tip should be pre-coupon or any other discount – possibly 5% or more above standard if you’re getting an especially great deal on the cost of the meal.