The GTX 950 I bought for $150 two years ago is now priced at $340 on Amazon.

Just because you have HELOC doesn’t mean you are using all the credit available. What I’m advocating is investing your emergency funds at a high rate of return, while maintaining the unused line of credit as your 3 to 6 month emergency fund. In my case, I can literally log in to my credit union’s web site and…

In my experience, math – any math – is magic to the masses.

If you have any amount of equity in your home, consider getting a HELOC for an accessible liquidity at essentially no cost. We’re able to direct more into retirement accounts because we have that easily accessed source of cash.

What happened to the good old days when you set up shell companies to buy up a large swath of land and created your own city and infrastructure from scratch? Heck, Disney even incorporated their own city with puppet government so they could ensure friendly government.

I’ve been fortunate to only work in one company that resorted to layoffs. I survived the first round and found other work before the cuts went deeper. A coworker wasn’t so lucky. She actually had a scheduled day off when the first cuts came. She showed up for work the following Monday and was confused by all the empty…

There’s always this option:

Just sent this link to my wife who insists on pre-bussing our table every time we eat out. Thanks.

I’d be more interested in his thoughts about the high levels of mud that has covered most of Elbonia.

My wife manages a small apartment complex. A new carrier was assigned to the route, and they kept putting mail for former residents in the office slot. My wife tried addressing it with the carrier, but ultimately had to reach out the the local postmaster. Because she had documentation of the ongoing issue, the…

This seems like a great place to bring up the Giving Pledge where many billionaires have promised half their wealth to philanthropic causes. Many people praise Bill Gates for his generosity, not realizing much of his wealth came at the expense of predatory labor practices. While these one percenters amassed wealth,…

It helps to understand that there is a 7 year split between the four oldest and two youngest. Typically, the two groups have different interests, so they aren’t competing for the same things. That said, my older kids have a healthy understanding of fairness, so they gravitate to compromise and negotiation.

Last summer, I hiked for a week in Utah’s High Uinta’s wilderness area with a group of scouts and their leaders. I was shocked at how frequently these guys advocated drinking straight from some of the water sources. Thankfully, most of the nasty bugs like giardia and cryptosporidium average 7 days gestation. I’d hate…

Not that I really care. I’m anti-recreational, but is that an ounce of bud, extract, edible, or something else? Here in Nevada, you can buy spiked energy drinks. I thought our pot laws were poorly written, but this is an unenforceable joke.

My six kids ranging in ages 17 to 2 usually fight over computers and other electronics. When they try to get me involved, I remind them my solution will always be no one wins. That’s usually enough motivation for them to come up with a compromise on their own.

I replaced my ChargeHR with a Charge 2 last year and I wear it 24/7. I’m only ticking off 60-70k steps in an average week, so I’m not nearly as active as I should be. I’ve found a lot of benefit using the monitoring to improve my sleep habits. This has helped my emotional state tremendously. My wife hates that I go to…

Gotta admit that when I first read the headline, I thought this was going to be about the cousins who are just a little too close.

Republicans have taken all the crap the Dems have thrown at them and used it to fertilize the best bull market in history.

These figures don’t make any sense at all. Assuming no increases in income, in the 10 year jump (i.e. from 30 to 40), you’d only need to earn about a 7% return to double your savings without adding any additional funds. If you’re contributing 7% of your income, that takes care of the rest to reach 3x income. Those are…

Take a look at what computers we use on the modern space station. Due to the hardening needed for spaceflight and the harsh penalty for mistakes, space tech lags behind terrestrial tech.