My wife and I got caught in this when we got married. We ended up owing about $2,000 because, just as you said, they assume one spouse is a 1950's housewife.

It would have been nice if they included the mean and mode, maybe a box chart or histogram, too.

Not true. Credit score can affect your insurance score which in turn affects your premium rates.

Here’s where high credit (and high income) become extremely beneficial: Negotiating. Both my wife and I are professionals with credit scores in excess of 800. We wanted to refinance her student loan. Her loan servicer (and this was about a month ago) wanted to give us a 4.95% 20 year variable rate. I called them up…

Yep, and that’s a huge problem. In 1976, Finance professor Michael Jensen and Dean William Meckling of the Simon School of Business at the University of Rochester published their paper in the Journal of Financial Economics entitled “Theory of the Firm: Managerial Behavior, Agency Costs and Ownership Structure.” That…

Maybe people (a very select few who tend to see through business school bullshit, and I say that as a business school graduate and tax attorney) are beginning to realize that it’s actually good when a company invests in itself instead of sending out shareholder dividends and grinding production to a halt through…

Hahaha, funny you mention that. They want my aunt, who lives about 30 minutes away, with no traffic (and it’s Long Island, so there’s always traffic) to care for the kid. My aunt does not want the responsibility, at 70, to be the kid’s sole provider during the day, five days per week.

I wasn’t lying when I said “princess.” I agree, we spent $3,000 on our wedding (it was just a nice dinner with about 30 people at a fancy hotel, and a quick Justice of the Peace ceremony outside overlooking the city). The rest of it went to a down payment on our awesome house. Much better than spending god only knows…

I don’t have pictures of the dress, but it was probably close this (Swarovski crystals, not diamonds, that I know of at least):

This is exactly what my wife and I did. We bought $20 tungsten carbide wedding bands on Amazon (because they don’t really scratch) and that was that. My mom actually gave me her engagement ring, which I used when I proposed, but now it sits in a safe at home and has not been worn since our wedding day.

He was another partner’s client and I left the firm before the resolution of the case. However, I think I had heard the partner saying that the data showed he was possibly speeding (slightly) during the time frame (roughly a few minutes as the time on the ticket was when the ticket was written, not necessarily when he…

I actually left the firm before I found out the resolution of the case. Though, I think there was talk regarding the data showing he may have been speeding, though in a trivial amount, around the time of the police’s radar ticket.

To your point, and just a fun anecdote, my firm once had a client who was contesting a speeding ticket. The cop claimed to sitting at point X, thus we knew, roughly the location of the supposed speeding.

Since you work on VR games and seem to know what you’re talking about, here’s a question:

To be fair, though home prices are vastly accelerating and my personal standard of living wouldn’t allow me to buy a house less than the $250,000 house we live in (in our area, $250,000 gets you a nice house about 10 minutes outside the city in a very nice area), there are houses further outside the city for $50,000.

Under your rule of thumb, there would exist exactly zero people with graduate degrees. Not a single person with a graduate degree will graduate with a first year salary in an amount higher than all of their student loan debt (assuming they didn’t have help with tuition).

And ignorance is bliss. So, does that mean happy people who value time are stupid?

Yes, Unity did suck. Syndicate was much better. Syndicate, in my opinion is slightly below AC II (Venice) and AC IV, which are tied in my book.

And yet, how many Assassin’s Creeds have there been? Syndicate was a very good game and Ubisoft didn’t feel the need to fuck with the entire premise of the series. They didn’t do a “seamless” experience requiring tons of cinematics to cover load times. They didn’t feel the need to shoehorn in some daddy issues.

The “seamless camera” is going to come at the expense of a shit ton of cinematics. Just look at Uncharted 4. I’d say, at least 1/2 but maybe up to 2/3 of the game is cinematics. I didn’t enjoy that aspect, since the previous 3 games didn’t have nearly that many.