I just have to sit back and appreciate the fact that the second familiar I got (the little monkey/lemur) had a default generated name of "Angelemur."

Yeah, Chrono Cross is absolutely worth it. It definitely isn't as good as Chrono Trigger (very few RPGs honestly are though,) but it has some amazing characters, a spectacular world, a great soundtrack, and an awesome plotline (full of Chrono Trigger references too.)

The point. You missed it.

You, sir, are my fucking hero.

The original version of TWEWY allowed for this too though. You could go to Mr. H's store (IIRC) once you beat the main story and use up your extra yen to purchase the various tracks from the game.