Kudos for being nice to the rep. on the phone.

My two biggest bills are fixed at 20% of my income each: Child Support & Student Loan repayment. My other bills were renegotiated down in October (insurance) & December (cell). I like Dorothy’s brother-in-law tactic of paying a year in advance for a 20% discount. I will try that in the future.

Try reaching out to your provider and ask if you can get the promotional deal being advertised on a grand scale. My cell phone bill went from $150/mo w/ 6GB shared on two lines to $130/mo w/ 15GB shared for two lines during AT&T’s Christmas Promotional offer.

+1 wondering finger

True. I wonder how long the parties knew each other. This is tragic, but the story holds my interest.

De nada. Anytime you need to me to mansplain to you, just let me know.

Is Duke University second?

BOOM! Goes the dynamite. You’re a beautiful human being, don't let anyone else tell you otherwise.

Speculation: did the 13yo get pregnant by adult male & the two adults decided to terminate the pregnancy along w/ teen mother.

Not even a top five that you think are funny or insightful? Did you write this while cooking dinner or otherwise preoccupied?

Glad to hear the good news about your recovering relative.

Sounds like a huge savings for you. Kudos +1 homemade meal.

Hip Hip Hooray for better money management!

Going cold turkey is hard for me as well. That’s why I looked at the change from December 2015 to January 2016. My reduction of $183 month-to-month is a 16% reduction in my dining and entertainment expenses. Your $150 is not a failure, it’s progress.

$228 bucks for financial security!

Did you save that much as an individual or as a family or as a couple? That’s an impressive amount of money to save. I hope your relative is recovering from what ever illness landed them in the hospital.

Good job Kyle! Cooking is a valuable skill to develop and master.

Afternoon All,

I’m glad your therapy is helping you adjust to your circumstances. My mother & father are the same way. They will tear me down a mile just to uplift themselves an inch.

Fancy bat twirl. Bet he was in marching band.