I love the Mexican film crew, who start off not knowing which end of the camera to look in and end up taking lunch with Ovitz

The biggest issue we have here is that the primary mortgage is subject to TDSR calculations (so max 40% of total household revenue towards debt) but HELOCs are requiring only interest payments. With rates so low right now, a $250 000 HELOC has an interest cost of about $200 monthly if it is maxxed. So someone who was…

Gift Cards are for people for whom cash is just too impersonal, but finding out what the recipient actually like takes too much work. “I think he likes video games or something...” Bam, Gamestop gift card.

You know what’s the best X-mas gift I have ever received in my entire life? Hot Wheels cars from my children. What the fuck am I going to do with a sweater in SoCal?!

When I was about 12 years old, my father had been looking at Ford Broncos to tow his fishing boat with. He had an F-150 at the time that was starting to get to the point of needing replacement. The truck was also 2WD and we had had some troubles getting the boat out of the water a few times. Now, my father is one of…

529 Plans. Tell all your brothers, sisters, parents that the only gift they should get your kid is a contribution to their 529. They’ll have plenty of stuff. They don’t need more stuff. They need early contributions and a reasonable rate or return on their future.

I thought the same thing, except my brother (of very modest means), bought his wife a crossover as a surprise last spring. I think that some people just don’t want to make the many car decisions, and is just glad to get something new without the hassle.

They won’t sell any cars directly from this. It is an image ad. They are trying to place GMC vehicles in the same league as Lexus and Mercedes by running the same type of ads with ridiculous entitled people.

One of the pups in my house was adopted about 2 months ago as a 10 week old pup. He was returned because he was aggressive and growling at everyone.

GM is STILL running that same exact commercial where the husband buys two trucks and “gets the red one. I like red!”. For 3 years now.

Absolutely...  news flash people, ad people are very good at influencing our behavior. Don’t take everything so literally, think about what the real message is. 

I hate this commercial. It combines a 6 year payment plan with the challenges of having a large breed puppy in your house.

Absolutely right.

2 people need vehicles with a combined seating capacity of 12.

Part of the reason for the switch to the cash prize option is that gameshow winnings -- whether they’re cash or prizes -- are taxed as income, and the IRS always takes their cut first.  So, in order to drive that $35k car off the studio lot, the “winner” has to pay something on the order of $10k in taxes up front. …

Every time I see that commercial I get that they’re both spoiled rich kids.  She inherited all the money her mom married and divorced rich husbands for and he has lived on the money his dad had to put in his name to hide from the feds after getting popped for running a pyramid scam.  They’re both totally useless, idle…

Honestly, I think a lot of the Lexus ad campaign is aspirational. Like, OK, you actually can’t just casually bestow a whole luxury car on your honey for Christmas because that’s way too expensive and what if they don’t like it and you really should talk this through together, etc., but what if you could? What if you…

I mean if your wife (or husband) needs a new car then this is kind of killing two birds with one stone. If you can afford then sure. Most people lease anyway, it’s just turning over a new lease. It’s an expense of life. 

This is one of those rare SNL bits I actually love. A friend played it for me tonight and it’s spot on.

Whatever you throw in, you have to take the time to weight it down. Put in  with a bag of bricks or cement and then securely tie it... uh...  I guess I’ve watched too many episodes of Dateline and 48hrs.........