Dave Ramsey - simple and it really does work. For those that don't like some part of his advice - he actually covers that in the book. He states explicitly that the book is a GUIDE, not an absolute set of rules that must be followed blindly. He even explains why he recommends paying off the lowest balance first…

Unfortunately, the real professional burglars have been on to this for years. They typically just toss any and all potted plants on the floor breaking the pot to see if there is anything hidden there. (They will even break the urn with your grandfathers ashes) Fortunately, most burglars are not real pros, but really…

My own experience with taking 3 kids out of separate schools for a week long vacation was it took about 20 minutes a day for them to all complete the assignments their teachers sent. All were up to date and on par with the rest of their classes when they got back. The teachers were impressed, and the kids learned…

Absolutely not! The purpose of school should not be forcing the kids into going to school on a regular and clockwork manner (which fed money has fostered) but in getting an education. A vacation is ( contrary to what some people seem to think) a valuable learning experience. A vacation to another place; another city,…

That's not how it works - they are verbally supportive - then sabotage by inviting you for a big family meal ( the kind you can't turn down). And asking why you don't eat seconds "like you always do" It's usually not intentional, they just cannot grasp that you are actually trying to do something and not being just…

Everyone says they want to encourage you - see who constantly interrupts your exercise, who insists you go out for lunch or fixes a fatting meal and who stops by with a case of beer and 3 bags of chips to watch a football game. Those are the ones who are sabotaging your effort. My mother is on me for not eating enough…

YES!! All of these. One of the funniest was a company I worked for moved 25 engineers from Vermont to South Carolina. They laughed when they heard we were going to get an inch of snow. Two of them went off into the ditch on the way to work the next day. South Carolina snow is almost always on top of a layer of ice. I…

As a phone tech helper, I sometimes get people who will not shut up long enough for me to tell them what to do - they keep on and on describing a problem - often repeating themselves over and over. And then going off on tangents that they think I might need to know ( if I need to know, I will ask) Seriously people I…

I doubt the smart thermostat will fix that. Your problem sounds more like an air circulation problem. The original heating/cooling system was set up for just the single floor. It may now be undersized for the larger space. There may be no ducts going to the upstairs area either. Remember that putting in a heat duct…

Back then you really had no choice - the company contracted with a financial supplier and you got whatever they had. The company changed supplier from time to time, I remember Magellen, and Fidelity were a suppliers of our 401k at various times. All of them promised the moon and all of them tanked when the banks…

For 50 years every other SUV wanted to be a Jeep - and now Jeep wants to be every other suv. PLEASE Jeep go back to making Jeeps and not copies of euro suvs. There are lots of other euro suvs, but except for Wrangler - no Jeeps.

But then, after all of the bank manipulations a few years ago - I calculated that if I had put my money into a mattress fund instead of doing what all the experts said and putting it into a 401k - After factoring in inflation I would have had just about the same amount of money saved up. The fat cat bankers stole…

The boss has a job to do, He is judged by his superiors on being able to complete that job on time and under budget - often that boss is not given enough time, qualified people or resources to do the job properly. So, he pushes the people he does have harder to get the job done. You suffer for higher management's…

Just WOW. I would feel like I was living in a modern art museum. Just the table settings (24 @$3700 ea) cost nearly as much as my entire house. It is a beautiful house and he earned it through honest labor of making a very popular game. I hope he enjoys it as much (or more) than I have enjoyed playing his game.

Former Marine Sgt here. Most first sergeants & Captains will tend to look the other way as long as you keep it neat & shipshape at all times. They just won't see it if they see it. But a 2nd Lt can be a prick because he thinks that is how you are supposed to treat the enlisted poags.

Unfortunately that is all too typical of America's run by and for insurance company profit health care system. Pay up front for insurance, then pay again when you get sick, then pay again because you cannot afford it. Something like 80% of bankruptcy in the US is health related. Many people just put off important…

I did away with my alarm clock years ago - I wake naturally every morning. And, have never once been late. My secret? I go to bed instead of trying to stay awake half the night. I get a full 8 hours based on the time I go to bed - not on the time I must get up in the morning.

Google Voice - this is probably the ONLY remaining feature that makes it worthwhile.

This entire fiasco is stupidity on the part of the network executives - most affiliates actually have second, third and even forth channels available. The local has one dedicated to just weather - what is so difficult about having the regularly scheduled shows on the regularly scheduled channels ( so the old folks…

Needs work - needs LOTSA of work