I appreciate most of the financial articles on lifehacker. Of course you can have money left over in your budget after expenses. However, by definition, a financial windfall, "is a sudden, unexpected piece of good fortune or personal gain." So, no, I don't dismiss the article by saying "must be nice" (to get a…

Must be nice!!

Yeah nothing is ever guaranteed I suppose, but in this case, the chances of him forgetting to text her sound far more likely, based on his story, than the possibility of an erroneous text sent from the app. Which makes the use of this "automation" worth setting up. At least for them.

My wife wouldn't care how it happened. I think it's akin to setting up a shared calendar. His wife just wants to plan on him either getting home on time or not. If they can accomplish that through this bit of tech, and avoid conflict by automating the process, why not? To me it's just as much of a loving gesture that…

I've actually had trouble with this lately. My sister pays for an HBO subscription and shares the login with me, but recently I tried to access HBOGO through my roku on my home network using uverse internet (the same provider as my sister) and it told me my uverse account was not subscribed to HBO. I think they are…

You pointed out just about the only reason I watch women's figure skating, in that last sentence.

This would be a tough one for me. After our kid goes to sleep, my wife and I get about 2 hours before we need to hit the hay, so that would leave us zero time for i pad, tv, and phone gazing following this strategy. Although, I usually stare at a screen until literally right before I go to bed, but I doze off pretty…

+2

Unless it is seagate stock you're talking about!

Nice! I'm setting up to get an overland 4x4 ecodiesel in a few months. Really like the vehicle and everything they've put into them.

I agree with everything you said in this post. Sometimes ignoring a payment is necessary if, for example, you have an unpaid credit card balance with a 20% interest rate. Like you said it depends on the circumstances. And you're right that while in the short term, you shouldn't be applying for any loan in the first…

We will just have to agree to disagree on this. Again, I don't think maintaining a good credit history and paying debts quickly have to be mutually exclusive. And IMO teaching responsibility starts with paying things on time, even if it's the minimum payment and never ignoring a bill.

Not forever, nevermind. "Thankfully the credit bureaus choose to use the seven and ten year guidelines regardless." It would damage the credit for 7-10 years, but beyond that you would be able to repair your credit. So it depends on if you need your credit score for anything in the short term.

That means you will pay far more money over your lifetime based on the higher fees/interest rates than you would by focusing on debt with high interest right now and ignoring other debts.

Ignoring some low interest debt entirely while you focus on your high interest debt can ding you badly, but in the long run it saves you a lot of money.

You must have misunderstood my comment, or not read it thoroughly.

This is also important because of your credit score. You can "cut" all the cards you want, but leave some credit accounts open. Part of your credit score is based on your total credit available versus debt. So if you have a debt-free $4K limit on a credit card, that will help offset other debt when it comes to…

Right, an important consideration is whether you actually have enough money to make ends meet in a monthly budget. While it's still important to consider interest rates between different debts, sometimes finding extra breathing room in a monthly budget by paying off some relatively small debt, over a larger debt, that…

The first consideration for me is always interest rate. If you pay off something that has a lower interest rate, it won't be the best use of your money, because the debt with higher interest is costing you more to borrow in the long run. Any amount you pay off in full will save you that monthly payment, but in the…

I agree about the naming conventions and overlapping responsibilities for certain apps and projects. Another area they have really fudged things like this is the google tv debacle. Now they have android running wild on all sorts of tvs, and boxes that may or may not be considered "google tv" while also throwing out…