I have no idea... you probably wanna reply with that comment to the author. I'm nowhere close to maxing out any accounts so those are the last issues on my radar unfortunately lol.

I hear good things about using ynab to break the paycheck to paycheck cycle. One of the goals of ynab is to bank a full paycheck so you can pay your bills this month with last months money. I recently started using it and think its a pretty good budgeting program. I broke the paycheck to paycheck cycle before…

A lot of people aren't aware of the actual cost of property taxes. They can meet and exceed the costs of renting if you buy a sufficiently expensive house AND you have to pay the property taxes right from the start, while you're still paying the mortgage. Then there's the factor of Mortgage Insurance, this can add…

tl;dr