A couple months ago, I bought a waffle maker that had removable and reversible plates. 1000x easier to clean. I also use the flat side to cook diced tofu, and it works amazingly well.

She needs to understand why this is a terrible question. Simply ask her: “When was the last time you gave a blowjob? When was the last time your hubby went down on you?” “Oh, you’re offended? I thought these were the kinds of questions we were asking each other now”

Planet Money. My tween has really enjoyed a number of the episodes. I next want to try Radiolab.

What book? My handle is just a reference to my first post, about ant colonies coming together and resulting in an ant war. We used to see them outside our house all the time.

I reuse bags like that all the time. I will just close them up and put them back in the freezer for the next time I need a bag.

I bought the WD drive from amazon a couple of weeks ago (grrr), and it worked fine. I split it as encrypted storage, and encrypted Time Machine drive.

I bought the WD drive from amazon a couple of weeks ago (grrr), and it worked fine. I split it as encrypted storage,…

Hmmm... trying in VirtualBox. I booted the ISO straight with Guest mode, and it took a long time to boot. Then I get one box with Japanese (I think). Somehow I did something and it went away, or went away on it’s own. Then it doesn’t seem to do anything else...

1. As someone pointed out, any deposit over $10k are reported to the IRS. And I bet there is some catchup reporting as well, so you can’t just break it up into twice as many $5000 deposits. So taxes would have to be accounted for. It doesn’t matter that they are your parents.

IANAL, but sorry, no. You can give $14000 a year. If you give 114000. Then $100k comes off your lifetime limit. That lifetime limit is YOUR total. So if you gave a family of four 114k each. Your lifetime limit would be now 5.05mill. So in your example, the total would be about $22million. But run that by a tax person…

Thanks for the correction. Yep, I verified you are correct, with one caveat. Make sure you actually pay the tax, otherwise the IRS will try to collect it from the giftee. (Assuming they have enough information to know about the gift)

Yep. $14k per year/giftee/gifter . And your personal lifetime limit is now $5,450,000 ( for amounts over $14k)

Definitely talk with a tax advisor, and a lawyer, but you might be best off creating a charitable foundation. One that by law can only give money to other charities or doing charitable works. (Maybe even partnering with an existing foundation). If possible, you’d want this setup BEFORE you are required to pay taxes. I…

IANAL, but ... to avoid gift tax, you can give ~$14k per giftee/ per year/ per gifter. So if you have a spouse, and you were giving it to (for an example) your brother and his wife. You and a spouse could basically give them $14k*4 = $56k / year. If you give more than that in a year, the amount comes off your lifetime…

A gift is taxable to the recipient after you burn through your lifetime gift amount (about $5million currently), and if it is more than the yearly limit (about $14000 currently). Also, this is per giftee, per gifter. So if your spouse gives money to the same person, you can give $28k each year without touching your…

And in some others you can create a blind trust to obscure your identity. Front a few bucks to an attorney in case you win to discuss options.

This doesn’t prevent all problems. What can happen is winners get in debt, and there are companies that will essentially buy the annuity at a big discount for upfront cash. A bit like a mortgage with the annuity as the collateral and the payments coming every year.

That is not true. The annuity is considered your asset. But your beneficiaries will have to pay the estimated taxes on the remaining amount. Depending on when you die, and how much you have in the estate that could be easy or hard.

I’m a fan of pan fried kale (garlic, and soy sauce). I’ve taken to steaming the kale for 10 minutes, spinning it dry, chopping, and freezing it. THat way we can use it whenever.

1. I would probably leave it as an annuity. They become part of your estate if you die, and it is a little protection from blowing through it. (Though there are people that will buy the annuity from you for an advance.)

Oh, they knew I didn’t floss. They encouraged me to floss, but it was this crucial bit “it will go away if you keep up” that was always missing.