I think that isn’t quite right. Using the stack method, you start out paying the minimum on all debt, plus whatever extra payment you can afford to the highest-interest rate debt. Under the snowball method, you do the same, but your extra payment goes to the smallest debt. Either way, you are paying the minimum on all…

Yes, it can be a tall order. Iotor stop this before it’s too late, tho.

Very sad.

Helpful pointers like this about how to properly butcher a whole lamb deserve far more stars. Now all I need is access to somewhere I can cook one.

You really pulled out all the stops for that one.

I didn’t mean that there is anything morally wrong with having a kid out of wedlock. My point is that if anyone chooses to do that with a serial cheater, they should not be surprised if they are then cheated on. Yes, marriage is outdated in many ways, but it still signifies a level of commitment that may or may not be…

I know nothing about their relationship. And we should probably all try to have more empathy for others. That said, most of us don’t have an infinite reserve of it, and someone in her situation - rich, access to safe/affordable/discreet birth control and/or abortion, still decides to have a kid with another…

IMO Kraft sounded like he knows there are probably a lot more people like Meeks in that situation (maybe he would still underestimate just how many, but I don’t think he’s completely ignorant).

The study website only says that they asked participants how capable they felt about cooking each dish, not whether they could make it from memory. Anyone with decent cooking skills (myself included) should feel capable of making any of those dishes with the aid of a recipe.

Both. A brush is best for for bottles, tall glasses and dislodging food particles from bowls and plates that aren’t too greasy, and a well-lathered sponge does a better job with utensils and greasier/oilier pans and plates. I’ll sometimes give brushed items a once-over with the sponge too to remove any streaks/residue…

The question was whether they could identify a garlic press, not whether they’ve used one. If you can make all the dishes you’ve named, I’m sure you could figure out how to roast a chicken (pat it dry, season it, and put in in a hot oven until it’s cooked).

I don’t think they asked if the respondents can cook each dish from memory without a recipe; it was just “how capable they felt about cooking a series of standard... dishes” (although to be fair there was another question about whether they could follow a recipe, and over 90% of each group responded affirmatively).…

If it’s a casual place and you’re a regular, I think if you ask politely after leaving a good tip it’s not that bad. I wouldn’t ask for more than one or two, though. Not everyone has space in their apartment for the 1000-container Costco package.

This is probably the worst example of ptv I have ever seen. “Let’s make a video about written documents!” FFS.

The only problem with waiving the DH is what happens after he leaves the game. Assuming there’s no rule against DH’ing for someone other than a pitcher, I think they could make a double switch and have him move to DH once he’s done pitching. The question then becomes which position player do you try tell he isn’t…

I only did this a couple days ago, so I will let you know what happened to me once the new card shows up on my creditkarma profile. Another factor might be if you switch from a secured card to one with a regular line of credit - I have no idea if that will make a difference.

I’m not sure about that - I would definitely ask if in doing so they will close that account and reopen a new one. In my case I didn’t look into it because it was my newest card. If you can’t get a clear answer from them, paying the $30/year may be your best bet.

THIS. A 4% fee is daylight robbery and 1% isn’t much better, considering you can put your money in a Vanguard fund with fees of around 0.05-0.1%. Here’s a fun fact: over 30 years, a retirement account with historically-average returns and an annual fee of 1% will be worth 23% less than an equivalent account with no…

Have you tried asking your cc company if you can convert your card-type to a different one? I recently changed a rewards card with an annual fee to one with fewer benefits but no fee.

If you have no credit history you are a giant question mark. Banks don’t like risk, and someone with a documented history of borrowing responsibly looks much better on paper than someone with no history. Just as one example, someone who has never borrowed money and now suddenly needs to (and may not have any savings,…