I agree, literally anything can be disruptive. What we are talking about specifically are DISRUPTIVE INNOVATIONS. If it isn't an innovation, it isn't a disruptive innovation. Another sort of disruption you hear a lot about in startups is Disruptive Business Models. Lyft, Uber, Airbnb are examples of a disruptive…

An innovation is disruptive, not a product.

It wasn't disruptive... it was sustaining. You didn't need a crystal ball to see smart phones as the next big thing. It was just a matter of time before someone packaged it in a consumer friendly format. The same guys are selling phones today as the guys selling them in the era of dumb phones. The cell phone market…

The smartphone was a sustaining innovation, not a disruptive innovation. The same people control the same markets.

Sorry, I responded under the assumption that you had read the other posts I had made in this thread.

I think you are missing the point... The Smart Phone WASN'T a disruptive innovation. It was a sustaining innovation. No markets were created, no markets were destroyed, the same people selling cell phones are selling them today, they are all just selling better cell phones.

It didn't create a market. There was a market for cell phones. Smartphones were an evolutionary improvement. There was no disruption... the same guys selling phones are still selling them. The product is better, but the market remains the same. Adding a few extra competitors isn't disruptive. To be disruptive,…

Yes, I agree, it did change things. BUT, it didn't disrupt any markets. The smartphone itself wasn't even disruptive... It didn't disrupt any existing markets. Those markets still exist, and the same people control them. The smartphone was a sustaining innovation, it was evolutionary.

Not necessarily. It really depends on how a company builds their "Cloud" infrastructure. I've encountered applications which claim they store information "in the cloud" because they use web services to communicate with a single physical web server.

The iPhone wasn't disruptive... The smartphone market had existed for years before the iPhone came out. Blackberry had been doing the smartphone thing for years. Microsoft had many generations of Windows phones. Its true that the iPhone did it better than MS and had more capabilities than Blackberry, but it didn't…

I'm on call 24/7, so when shit breaks I put my pants on. I don't have the luxury of being away from my phone.

Debt to income ratio is how much money you are paying a month vs how much money you are making a month. Let's pretend you make $100 a month (nice round number for demonstration purposes), a healthy debt to income ratio would mean you are spending $35 a month on debt.

I'm sorry, my opinion is just that...an opinion.

Thanks for the correction.

Yes, I did, thanks for the correction.

It is a Kenmore. I'm not certain about a model number.

I recently dismantled the fridge in my new house to clean it out (HASMAT). Removing the door was a pain in the ass and required that we tip the fridge to get access to a pair of screws on the bottom of the fridge holding the lower hinge in place.

On my Windows phone, I can use Windows Messenger, Skype, or fall back to SMS

I've been involved in one recall. The fuel filler neck on my SUV was prone to rusting and breaking and was to be replaced with a plastic one. I took it to my local dealer and they fixed it for nothing. They were also nice enough to give it a once over and recommend a few thousand dollars worth of repairs that I should…

It is a great tip, but be wary, sometimes those spices have sat on the rack for months and aren't gonna taste very good. Before you decide to save some pennies, I recommend stalking the rack for about a week, if there doesn't seem like anything is coming or going, you should find a different source.