The fear of investing is the only one that was a real issue for me. Two things are the main reasons that I’m now comfortable with it.

I glance at the total to make sure its about what I expected, and that’s it. My mother obsessively checks the bill every time she’s at a restaurant, looking at each item, their prices, making sure the addition was done correctly so the total is correct. And do you know how many times I’ve seen her actually catch a…

Less than .1? That’s impressive! I wish I got that. The index funds I’m using I think range from .10 to .22, and my 401(k) is like .80

Oh, yeah if you include the cost of an advisor that could easily add up. That’s another benefit to just using low cost index funds, it’s so simple that you can do it on your own with just a little research, no advisor necessary.

IRA account holders pay more in fees? Now I’m confused. I thought the main advantage of IRAs was the flexibility let’s you pick low fee funds, and 401(k)s limited choices often forces you to use funds with high expense ratios.

I would rather have a U2 album

I’m hoping it also includes some Android Wear related bug fixes. It seems to generally overstate how many steps I take each day by maybe 20% or so, an issue that did not exist when it was only on my watch (before a true Android app existed). I think it comes from the combination of the phone and watch both trying to…

Thank you! I was starting to worry no one was going to get my joke 😁

The last point, about your own songs, is a huge one for me. Most other streaming services force you to use a separate music player for your own stuff. Being able to have it all in one place is far better.

True, I do really like lock button on the screen. I've never had to use it, but it's nice to know I could easily lock it if I needed to, even while I have my Smartwatch on me.

Yeah a little more control over a couple things like that would be nice. I get paid biweekly though, so my paychecks are always moving around from month to month and lining up my paychecks with my bills is just impossible anyways.

It seems strange that it could tell all that information from the accelerometer. Like how can it tell the difference between being in my pocket, and being set on a table? If I sit down, it’s just as still as on a table. Maybe it has to be laying perfectly parallel to the ground to count as a table, but then what if I…

I was never using cash for years before I even started using mint. There are a ton of advantages to using cards, especially credit. But if you prefer cash, then yeah Mint will be more difficult to take advantage of.

Locking your phone in some way is very important, and “it’s too inconvenient” is not a valid argument anymore. Its a little disheartening to see more than a quarter of people still saying they don’t lock their devices. Android has pattern locks, which have been around for a while and on their own pretty much negate…

Tracking it no longer involves “a fair bit of math”. I have a very difficult, complex three step system that I use to track every single expense and keep them all organized in categories so I can easily keep an eye on my spending. I actually devised this system based on some tips from Lifehacker.

Prenups are an interesting topic to look at socially. The “default” seems to be no prenup, so if one suggests the partner might respond with “why? Don’t you believe our marriage will last and it won’t matter?”

Oh really? Interesting. Mine are still completely seperate, though I should mention I don't have an actual Google Voice number, I just set it up for voicemails functionality on my existing Verizon number.

If I get project Fi, will my phone constantly say things like “master, I calculate an 85% chance you will make it to work on time today”

Personally I’m interested to see what this means for Google Voice. Presumably that’s the system they’ll use for voicemails. But it also sounds like Fi integrates heavily with Hangouts, ttheir site mentions using your number for texts and calls on tablets and computers too, specifically “any device that supports…

And the most important rule, is to always make sure you get any 401(k) match that your employer offers. It’s free money. A friend of mine has an employer that apparently offers a 401(k) where they will fully match up to 6%. That’s amazing! That’s twice what I get at my employer, who gives me 3%. But I’m pretty sure he…