www.naca.org and Neighborhood Housing Services work with folks to get them into affordable homes and mortgages and even work on looking at property improvements instead of ending in a hole. USDA seems like a good option if you can find the right area...you don't want to end up in some unincorporated area without…

Some fabrics shouldn't be bleached and read the contents label if it's still on the pillow. Some have foam and that shouldn't go in the washer or be bleached. I always get pillows that are safe to wash, use covers, and keep a clean tennis ball or those nubby balls you put in the drier to fluff them up. I find that hot…

This last trip was on NCL (same line we used for a 2nd cruise about 12 years ago to Hawaii). It seemed light years ahead of Carnival in amenities and size back then. Seeing it now...well the boat we were on was like an aging dame to say the least. Every restaurant required a premium pay unless you were in an upgraded…

Mainly traveled cruises and never had any problems nor any tummy distress, lost luggage, or bad events. Something my mom and I save for all year. Just a note the more expensive line like Regents includes everything (and we've never paid the book price on any trip with them) but having your flight, room, tips, anything…

I can see how real chocolate milk not the sugar laden crap could do some good. I dunno I think you could make your own with raw honey, nut or seed milk, and cocoa.

Grapefruit juice is to be avoided by those on blood pressure meds at any time of the day. You won't need any fiber if you have aloe vera, the same slip in the plant is the slip that will clean out the colon :-) To settle a tummy...ginger brewed, a pickle (just a few bites), raw cider vinegar, or a teaspoon or two of…

This is my pick for the tv in the bedroom. Comcast rules our little area so there aren't any other vendors to pick from and we can't do dish on our condo. It's picked up tons more stations that the antenna in the living room. I caught a deal with Roku on that one in another room and I'm sure its placement. I can't get…

Check out the WIA program for your state. You may only need certification in your area to upgrade your skills and you may qualify based on family size or being underemployed or unemployed. It's worth looking into and the program costs you nothing but time to complete the application process and follow up.

Check out the WIA program in your state. It's a really good program that's been in existence for years. Their primary goal is to get you to work, if necessary training...it's in all 50 states and they may have set aside fast track funds for training related to technology. I've told as many people as I can about the…

Couponcactus used to have a huge discount for them where you got $50 or $60 back...might only be for a year or so though if the offer is still running. Using it in the corporate environment became cost prohibitive as well as webex.

Well the big titan made Social Fixer remove just that feature and a few others. I like that it said you were unfriended because someone deactivated their profile and it's got a lot of other features I find more useful like sorting or eliminating something I don't want to view.

Seriously...a few problems with this approach. 1. Sturdy surfaces to rest beverages and snacks is essential. 2. Those who get woozy from too much drink or sugar should have somewhere to sit away from those still mobile or not wanting to be bothered. 3. High heels and boots not made for concrete flooring. 4. Age or…

I choose to use a debit card loaded just for such shopping from my bank that offers fraud and purchase protection. No credit cards or checks...those are for emergencies only. Cash and coin! I do like that two step validation that some sites offer as well.

Just announced on the news yesterday electronic cards are acceptable in the state of illinois. Like you I'll just keep the printed copy with me...much easier...heaven forbid the phone run out of juice at the wrong time.

There's a typo in the title link "An Ex-Cop's Guide to Know Getting Arrested" instead of Not Getting arrested...

The sure way to be investigated further is to be the loud, less reasonable person that spouts off. My officer friends say all the time, only answer what's asked...know your rights in your location...pay attention. You can live to fight another day and in a different way. I remember a few years back a friend telling me…

Desktop with work. Smartphone for texts, streaming NPR, google music, or using an app for store points or discounts like Belly, CVS, etc. I check for a deal before I buy anything and keep nearly every loyalty card in an app. Occasionally I'll use the smartphone for chat, email, and a call. I use the Kindle for reading…

A friend did baby care for a couple of family members and would cook meals for a couple of families. She's trained in nutrition and sanitation so she was very good at setting budgets, shopping, and keeping an eye towards the profit margin. Her husband is a social worker who wasn't being paid regularly by the state and…

This from a friend...do not wait until the last minute to ask for a loan! You may be waiting because it's uncomfortable but think how uncomfortable the person you're asking is when you put them under pressure. Also don't loan out anything or any amount you can't truly do without. If doing without the money or item…

Get in all your medical appointments while you still have coverage. You can usually get scripts that are 3-6 months out if needed from your doctor and it never hurts to let them as well as the nurse know you are unemployed. The doctor or dentist may be open to extending the payments out. I was able to make…