I'm happy it's worked out well for you. My observations relate to parents with young children, so perhaps they'll be in better states when their children grow. That being said, I don't think it's fair to term my observations as inaccurate simply because your experience has been different.

Why wouldn't you pay for college if you can? Why make your kids lives more difficult than they have to be?

The problem with this is that IQs have shown to grow over previous generations. People's kids tend to be smarter than them, so even if dumb people are having kids, the movement is still upward. Society as a whole will still be getting smarter, at last as measured by IQ.

That's awfully convenient (only parents can have an opinion on the issue ) and not really fair. Yes, you've had experiences we haven't had by having kids. We can also say the same though- have you observed objectively the effects children have had on your friends and family while remaining childless? Everyone is…

This is so true. I'm in my early 30s. A lot of my friends have kids now. They're honest about the hardships- the lack of sleep and free time, the inability to do things they've always enjoyed doing. They'll tell you not to hurry into having kids, to "take your time." Everything about what you see and what they tell…

Why be mean to someone who's being friendly to you?

Not signing Tebow b/c he's a distraction is perfectly fine. Not signing Sam b/c he's a distraction is bigotry. Can someone explain why it's okay in one instance and not the other.

Very small sample size that includes only 15-20 couples we know well enough to discuss these things with: the couples who share accounts tend to be in a much better financial situation that the people with separate accounts. Similar incomes, but much different situations.

All I want in a car is for it not have to think or worry about it. I want reliability and durability. Buying a new car provides that. I know what I'm getting, and it will work without any problems for a long time. I buy a reasonable car new (the last one was Sonata), I don't think about it for 5-7 years until…

I think he just figured that BC years went forward and ended at 1000. 224 + 394=618

If people can and are merging that way same way 300 ft before the merger, there can be no effect on efficiency— people are doing the exact same thing they'd otherwise be doing, just a little sooner. I'm not sure your generalization applies to this situation for that reason, but even if it did, equity is more important…

Was it obvious? If so, was it obvious that Ginoboli feel off a cliff in 2013? People are reading way too much into one series.

The point, which you don't seem to get, is that YOU CAN'T READ TO MUCH INTO ONE SERIES. The Spurs had more players than their big 3 in 2013, when they got beat by the same Heat team they beat in 2014. The Heat can add nobody and still compete for and win the title next year. In fact, their gambling odds to do so would…

That distinction is flawed. We saw the two teams play twice. The results were much different both times. Why the difference? Because sports are not consistent. Sometimes great players and/or teams play great. Sometimes they play poorly. The Heat, especially Wade, played poorly this series (after Wade was quite…

The problem is the guy who tries to get father than he should. If I let someone in the lane 200 feet from where it mergers, and there's room behind me for the guy behind the person I just let in, if that guy goes all the way to where the lanes merge and thinks he's merging in front of me, it's not happening. I think…

Miami beat SA in 2013. Manu played terrible. By your logic, the Spurs must have needed to fill holes in the last off-season in order to beat Miami. They didn't fill any holes. They killed Miami with the same team they lost with the prior year. Point is: one bad performance doesn't necessarily mean much. Ginoboli was…

Okay, so by your logic, the Spurs had holes to fill last year. After 2013, your position would have been that Manu Ginoboli is done and that in order to beat Miami, they would have to add another big player.

They need a C who can rebound and defend, even though they won back-to-back titles without this?

Okay, so you're arguing that the third and fourth years mean nothing. So the last two years mean something but the last four don't, even though the team's core was the same throughout? If you say so. We'll see what happens. If the Big 3 return and don't add another star, we'll see whether or not they compete for a…

Good point. Lousy teams get to the conference finals all the time. It's no accomplishment.