You’re right. It is child abuse.

This is TERRIFYING.

No, I genuinely appreciated the article. My original post was worded badly (they AREN’T running the same campaign, I realize this; I was just struggling to concisely articulate my feeling that they’re basically after the same stuff and on the same ideological page). From 30,000 feet - which is where my perspective is…

OMG, SAAAAME. I love the act of smoking - everything you just described! there’s something about it! - but I hate the taste and smell and literally everything else. I limit myself to one pack of cloves (the smaller one, I think it’s 12 cigarettes instead of 20) over the course of the summer, and that’s it for the…

My FIL is like this. He has one meal a day, and that’ll happen somewhere between 6-10pm, depending on how crazy things are after work. He doesn’t snack. I, on the other hand, have the appetite of a Hobbit on steroids.

Caught glimpses of a Friends episode last night while I was passing through the kitchen (husband likes to watch it when he cooks), and the more I see Courtney Cox from back then, the harder it is to look at how thin she was (still is, I assume, I just haven’t seen her lately). She was noticeably smaller than Jen,…

Thanks for the link!

What’s-her-face looks like a Bond villainess in that photo.

Honestly, I think that’s one of her main strengths! She’s shown that she can consider new ideas and come to a different conclusion/idea when that is what is best supported by the evidence. I see a kindred spirit in her. I grew up fundamentalist/pro-life/religious right, and came to my atheism and liberal ideology as…

Honestly, she reminds me so much of Judy Garland. The studio system was so abusive and punishing, and she was in it from such a tender age, truly never had a chance.

Yikes.

Okay, so, as far as I understand it, Sanders and Warren are basically running the same campaign. In terms of broad policy goals, they’ve offered the exact same stuff. Even a lot of their ideas about how to implement those goals are very similar. If you’re looking strictly at the content, it’s really a horse a piece.

Oh, honey, no.

Thanks, that’s interesting. It’s hard to build a form like that that will work for most people.

I mean, for sure no system would be foolproof, and I don’t think it would prevent a whole lot of borrowing. But it might nudge people into borrowing less, which could be really helpful for a lot of people.

Yeah, I don’t think there’s really anybody out there who does’t get that they’re going to have to pay this money back, and that it’s going to cost them a certain amount of money because of interest.

Yup. A friend defaulted on her loans ages ago, but due to life circumstances, she never knew about it. Last year when she did her taxes she calculated she was going to get about a $10,000 return, which was a life-changing sum of money.

nooooo, that sucks. i’m so sorry, friend. 

All kinds of reasons. She may have bought the house before she went to school. She may have inherited it. She may have acquired title in a divorce. In any event, you can’t assume it was a bad financial decision. In many areas, owning a home is significantly cheaper than renting (particularly in the long run,…

Exactly. You know how the CFPB made credit card companies put that handy little chart on the top of your statements that explains how long it’ll take you to pay off your balance and how much you’ll pay in total if you pay the minimum vs. a little bit more?