I literally had to double check that I understood what “LTV” meant when I saw some of the ratio distributions. On second properties, no less. Not a small number of pools had 10% of loans with LTVs over 100%. No or limited documentation requirements were clearly represented in most instances. Of course, the trustees…

Gotcha. I’m in the econ expert biz, and we — like everyone else in the industry — were retained to calculate damages, etc., etc. A lot of comparing representations to actualities. What was interesting is that for as many misrepresentations as there were, they were still representing pretty crappy pools.

He’s not a lawyer. He’s a law maker. He makes the laws that lawyers have to work with.

As someone else who read hundreds of PSAs, randomly selected re-underwrites, and ABSNet data, I would just like to buy you a drink. That was a rough couple of years.

I think the point is that he represented that he knew how when he didn’t. Which is a microcosm for the entire rest of the interview.

Other than showing a complete lack of interest or knowledge about the central plank in his entire platform? Come on.

Also very interesting that they are so concerned about discrimination when it comes to a fucking fetus since they have a history of actively fighting legislation that prevents discrimination practices in pretty much every other aspect of society.

That’s always a possibility, but did he pay anything or make any attempts to pay anything over the course of 1+ year?

It’s telling that he only talks about the adoption in terms of what he gains or loses, not what his daughter gains or loses.

Your cousin is leaving something out of his story. Arrests for child support are for contempt of court, meaning your cousin declined to show up in court, where he would have been able to plead his case. This would include demonstrating that he CAN’T afford his payment and explaining to the judge why he didn’t request…

Wait, why do you think he’s mentally ill? Is it your position that everyone in prison for violent crimes is “mentally ill”?

I agree with that, but the other end of it is that degrees often come with education subpar to the primary educations college bound kids got 50 years ago. It’s pretty shocking how poorly educated a lot of college grads are, especially when it comes to critical thinking, composition, and basic STEM literacy. (I say…

My mom did mainframe work in her career and, as far as I know, they still have “techs” who, without punchcards, do what your grandmother did. When I was a kid, they sat in lab coats in the rooms with the spinning tapes, staring at those green flashing monitors :-) If that’s what they mean by “programmers”, I take your…

To be fair, my mother studied Comp Sci in the late 70s/early 80s... and did most of her work on punch cards, still. (I remember to the lab with her.) She was also explicitly told that her grade would be devalued because the professors — plural, all men — couldn’t possibly give a woman the highest grade, even though…

I don’t even think he necessarily wants to fuck her, BUT he definitely wants the world to think that he COULD fuck a woman like that.

Part of Trump’s, uh, eccentricity is that there are certain things that he just cannot let go. It’s not rumination, exactly (that would be too typical), nor is there an obvious pattern. He simply cannot control himself. It’s something to do with perceived ego injuries, and what he perceives as ego injuries are just…

I had the opposite experience. All of a sudden people started telling me about their miscarriages. That might just be the difference of a few years, especially since so many women aren’t keeping as close track of their cycles in their twenties and might not even realize when they miscarried, whereas women in their 30s…

Your body isn’t broken and it IS doing what it’s supposed to do. You conceived. If I recall, the likelihood of conception with proper timing is about 1/4 per cycle for someone your age, so you’re not notably off schedule. Plus, give your body a break for deciding it needs a break. Even a short pregnancy is very…

Yeah, that’s not a long time. They might not take you that seriously given the short time and the fact that you’ve successfully conceived. Also, don’t underestimate how invasive (and expensive) treatment can be.

This happened to a friend of mine. It took over a year of multiple symptoms until she found a doctor who took it seriously.