Careful not to fall off from that high horse you are riding on, cowboy!

Following this thread, I think he's just a polite, articulate troll, to be honest.

You are insufferable.

Right - but the people who are likely to be confused by calls from fake collectors are those that are in debt or who have legitimate money owed to collectors or who have lost track of what they owe. In short, people who are in a bad situation that can't be headed off with "manage your money better" because they're…

With you having to explain you post several times, methinks your idea of who the ass is may be a bit misplaced.

You're missing the point. Nothing you're saying is incorrect. Excessive spending is bad. Taking steps to avoid collections is good. Servicing your debt instead of ignoring it is the proper thing to do. None of that, and none of your other suggestions for avoiding this situation, are incorrect.

In a perfect world, everyone would be like you - no debt, perfectly aware of their finances, able to skate through life. In the real world, people aren't perfect, and that's why there are articles like these. Nobody is suggesting that this is an ideal way to live or manage money.

It would be difficult for this comment to be any more smarmy or self-righteous. Must be hard to see all the little people from up on top of that high horse.

Q: hey doug, why did the Americans have some much trouble counting our Canadian change?

If I got a cent for every time someone feels compelled to make a pointless comment like yours to ANY article about Lego, I'd be richer than Bill Gates now.

We used to have this thing called reading, which would have led to this issue being addressed and this comment being unnecessary.

Or blame the NFL's refusal to hire full-time officials...

#REKT.

...and I hate both hashtags and deliberate misspellings of easily-spelled words.

But seriously, though, this character actor ate that dude's lunch like he wasn't even trying. I -just- started back to the gym (a couple of weeks back, so I'm not -entirely- in the New Years Resolution club—just really close), and…

I feel bad for the guy now. Now every internet asshole at Disney is going to challenge him in a push up contest.

No one Cheats like Gaston!

All of you complaining about his form completely overthought this video.

Now who is surprised that a guy with a weight lifter physique wrecked a guy who was an endurance racer?

that was the best put-down of the new year

"Perhaps he needs a hand."