How is it OK to call someone a “mouth-breathing cracker”, “inbred redneck”, “retarded hillbilly”, etc... and its 100% OK by everyone?

Why does it matter if you are upside down for a day, month, year, or even 5 years, if you have the cash on hand to pay it off at any time anyways?

GAP coverage is the equivalent of an extended protection plan on that TV you just bought, complete waste of money. Especially if you had a down payment/trade-in, as your “gap” between initial depreciated value vs. debt will be minimal. You will likely pay more in GAP insurance fees over the course of your loan than…