Fiscal responsibility as a car person is a major downer...(me on a week to week basis-“I’m going to get a 135i” “no, no, no... pay everything down” “man I want a 135i” “imagine what you could do with the money from the car payment and insurance payment”)
Owning a home and avoiding other debt is the most important thing for security. Once those are accomplished, I think everything else in life tastes sweeter.
This depends on what housing market you’re looking at.
If Old Me could go back in time and tell Young Me this lesson...that would be awesome. Of course, Young Me wouldn’t listen because they are some things that can only be learned through actual experience...debt is one of them.
This is my plan as well, but for 2024/5 and an apartment/condo instead of a house
“Do it!!!”, said a guy who did it.