Mint doesn’t give you much over the categorization. It kept modifying my bank’s bill payment transactions from “bp-some payee” to “BP/ Gas & Fuel”. And I had no way of fixing it besides manually setting each transaction. Ugh.

Your comment on Qapital reminds me of this experiment demonstrating human irrationality with respect to free stuff: http://danariely.com/2009/08/10/the-nuances-of-the-free-experiment/

You forgot to mention the additional benefit of heating your neighbors ... all over the world.

You forgot to mention the additional benefit of heating your neighbors ... all over the world.