Hi, this is perfect timing, my question just came up last night.
Hi, this is perfect timing, my question just came up last night.
I’m looking to boost my credit score in order to qualify for a lower mortgage interest rate in the next 1-2 years. I’m at ~45% credit card utilization but it’s all on 2 cards that are near maxed out, with several empty cards. What is the best way to pay those 2 down for maximum score increase potential? Should I get…