But that’s a picture of a crawfish.

Well in that case I’m not an economist, but I’ve heard people say that the economy will probably go into the shitter for a while since it’s fundamentally built on consumption right now. I don’t know what would happen after that but the economy would probably need to be fundamentally retooled (which I wouldn’t…

There are things to criticize about the current FIRE movement, but this is not one of them. Americans love to spend money so this will never ever happen outside of cataclysmic events (in which case things are already fucked).  Even the recession didn’t bring up Americans’ savings rates by more than a few percentages…

Mint and Personal Capital are some free ones. You can input your credit card info and they’ll give you summaries of your spending broken down by category. You can go through your recent purchases and see where your money is going. They will not work if you use a lot of cash.

Saving investors money and fucked over the greedy bankers.  He will be missed.

I check my credit card balances daily and my bank account about every pay period, so biweekly. But there are situations though when it’s good not to check something too much. I’ve read in many places that it’s best not to look at your net worth/investments too often. The ups and downs of the market are beyond your…

The partner and I spend about $400 on groceries and $200 on restaurants (although we are trying to keep this down). We are both physically active and food is a source of joy for us, so we are not looking to get super frugal here. However, we do try to get the most value by meal planning and shopping at Aldi.

1. Take advantage of tax-deferred retirement accounts sooner. I don’t spend much money so a lot of my income ended up sitting around in a low interest savings account. The first years of my job, I was single and had a relatively well paid job so I ended up paying a lot in taxes. Instead of putting my income into a…

I’m sorta shooting for FI (mainly just saving 50% of gross + matching until I get bored) so I definitely use Personal Capital to keep track of my spending. However, I’m making it a point to not look at my investments too much (3-4 times a year maybe). It’s fun now, but when the bear market inevitably comes, it’d be…

I’m currently have a decent amount, but I’m about to max out Roth IRA in January, so that’ll bring it down a bit. I plan to have about $5000 going forward since my monthly budget is about $3000 and I want some buffer from having to dip into my e-fund in case timing of things go awry or I accidentally go over budget.