I did not know that *just read*...still don’t like it (haha), though its just the concept, if you have to tap into your savings for anything, it should be an emergency, and as such, you should do some math to figure out how much you should transfer for this one emergency anyways...but I just don’t like it haha

My folks never mentioned a dollar amount, most likely to keep my big mouth shut about what they had in the bank, but they drove home having a “buffer” - akin to never going below a quarter tank in your car. IMO EVERYONE should follow that concept, and as your funds mature, that buffer should increase. I’m honestly…

Direct deposit into savings is what’s been best for me. when I was younger I’d get upset about everything coming out of my check, my mom would tell me that after a while, you get used to it and have a firmer understanding of how much you actually make. She was/is right, and so when I cleared the majority of my debt…

While it gives nothing, they ‘should’ give like a medal or something to show that you have the DLC. I’m a firm believer in supporting products - I’ve got no issue giving devs money for games I play, but I’d still want something for it, whether it be built in “play-to-win” mechanics, glossy skins for my guns, etc. …

we function sort of like that. Protein, 1-2 veggies, 1 starch/grain. So I’ll grill chicken, zuccinni, peppers, onions, then cook maybe mac-n-cheese or mashed potatoes or rice to pair with it. It also helps with canned food usage, need another veggie to balance out everything, grab a can of corn or (french style)…

I agree whole-heartedly with your first point - that’s sort of my point. The interest was so ridiculously low that there was no point in it being in a “savings” account. In my situation at the time I didn’t want to put it in something more long term as we didn’t know when we would find the house and strike, and…

Everyone/thing has a reason for how it works on their end - and I don’t discredit them (though from my understanding - which I admit is small - with the laws on investment banking changing in the 90s/00s - BoA was most likely making more money off my account than that), but as I said - the fact that they called it a…

Personally, I just got ANNOYED by it more than naything, it felt like an insult to even call it a savings account. I was saving our money for buying a house in my savings account, and with 5 figures in the account, I’d get less than a dollar a month in interest. why even SHOW that to me then? I wold have parked…

There are a couple other variations on this that we do. My wife coupons and certain coupons/setup will reimburse you via change to paypal, let it sit like a change jar and you end up with $50-$100 over the course of a few months to half a year (better than my actual savings accounts). Similar to that, do the exact…

Yep. Almost makes me wish I was paying for the service so I could come back at them for it on some level. I do need to change my password again, but I’ve done so in the past 2 years. While I think the crap I do at work is overboard with frequency of updating passwords (LH has talked about it before), I do feel that…

*looks at McDonald’s drive thru sign*
*Doesn’t even see Spanish*
*Doesn’t see any language other than english*

I had a boss who had a good 1.5 hour commute in. He loved it. As someone who used to commute up to 4 hours a day, I couldn’t deal with it, but he told me it gives him to think of how to attack the day and plan things out at work. Since that conversation ,my stance has changed a bit, I don’t think the whole trip…

This is pretty accurate, I’m fighting it now as a musician who’s changed genres and is doing genre bending...I’m like “it’s not good enough yet - people will turn their nose up and never give it a second chance”. However I’ve come to realize that I need the “public reps” to help mold my vision better, so the solution…

So, they were stolen back in 2014 right? so my information has been floating around the internet for almost 2+ years now? would changing my password at this point because of this report actually mean something? If someone were to dig into my account I’d have thought they already would have, and if not, I should…

*shrug*, I’m more interested in voting his ass out of office than I am making sure Trump doesn’t get elected. Is the bathroom stuff really worth the amount of money he has THROWN AWAY from All-Star Games, to Championship series, to business pulling out of NC - not even getting INTO the actual issue itself, the MONEY…

I just wanted to nod in approval of this. This is real tough for me, I am a musician - one man band really, comparing my work to artist of a much larger notoriety - whom have groups of people help them out, they have people they call to play keys for them, people for guitar, they have people for mastering in their…

Yeah, I can’t really do this. I get it, but my perspective is simply - there isn’t enough time...I have too many non-gaming things to do, to revisit something. I still have PS2 games I haven’t opened. I bought a PS4 JUST for SFV, and haven’t played it since the first month it was out. The only games I can recall -…

I consider myself a good driver by the average definition, but that’s mostly because I had additional training in college on driving a bus. Sure, there are always “moments” of poor judgement, but overall, the extra training I had really changed my perspective.

I’m iffy on this. On the surface it sounds good, but I even think about when I failed at something and how when I reflect on it to other people, if the passion was great, the vitriole I can spew on said subject can be so dark and negative that I don’t think it’s actually helpful...and I get that from other people who…

I mentioned to the other person, I’m most likely looking at life changing in a different context, you’ll pay off the debt and lose stress, but you’ll still HAVE to work, you could pocket some for school to increase your earning potential or invest it to grow some capital, but how you live tomorrow will functionally be…