I daily drive a 2004 Dodge Neon SRT-4 that has about every bolt-on you can do short of a bigger turbo. Have had it for 13 years, have raced it at the drag strip and on the road course, and it has 176,000 miles on it.

I change the oil every 3k miles with Mobil 1 5w-30. Still runs like new and I’ve literally never had…

You are a sanctimonious twat.

Trying waaaaay too hard with this one.

You realize you need established credit history to get a home loan, right? Live in the real world, dude.

Did a 72-month 0% loan on a 2015 Ford Edge Titanium two years ago. NADA and KBB both show me as even to $500 ahead, not underwater. Why would you NOT take a 0% loan?

Tesla is the correct answer for all the reasons cited above, PLUS the fact that 75% of them have annoying, smug vanity plates touting their superiority.

Are you sure that’s not a hatchback? Looks more like a Golf/Mazda 3 to me.

Aaaaand I now know to ignore any future opinions you might have.

That car IS ugly.

The process you’ve written is pretty spot-on, but a few comments on products/methods used.

At 0% down for 72 months please explain how someone is behaving irresponsibly.