But I don’t think he has any plans this time beyond getting Chuck’s insurance rates raised, just out of pure meanness.

Negan was the most overrated villain in the comics and he's no better in the series. Actually, he's probably worse because he talks more in the series and says less that's interesting. This was the point in the comics where the story went off the rails because Robert Kirkman had nowhere else to go and I suspect that…

He wasn't good in the comics either. He was basically just as one-note and had no depth to him at all. I suspect he existed only because Robert Kirkman needed "generic Big Bad story arc" and that's what he crapped out.