I can see the value behind building this into your budget, but that is what a good 3-6 month emergency fund is for. Only big emergency should justify modifying your saving goals. You should, for the most part, be able to plan for these events months in advance and save accordingly. If you start throwing an extra $100…

A simple mindset that has allowed me to progress faster in all of my positions is this:

There is always an exception to the rule, but this rule 95% of the time says that credit is designed for others to take your hard earned money and not to save you money. It’s credit and not charity... Math over emotion is a concept most humans aren’t able to grasp or use for their advantages. We are primal,…