I liked this article so much it helped me with a guide I did for employers. Take a look: What Are Flexible Spending Accounts? The Complete Employer’s Guide: http://blog.employersresource.com/owners-manual/…

Very good and straight-forward description. I like that you pointed out it’s a better return than the stock market, haha! I just wrote an FSA article for employers if anyone is interested, check it out here: