Ooo *women’s* soccer. How embarrassing.

Could you provide more information for those who might be willing to get involved by donating space, purchasing etc. ?

Ah yeah that’s the pits. There are so many factors that could account for this. It is surprising considering his accident history though. Most companies only look back 3-5 years though so maybe a lot of it has dropped off his record.

Yes you have a point and I can’t say that something like that has never happened. But most politicians don’t have half the smarts to sort through a rate filing and have nothing to do with them at all. It is your state’s department of insurance that does this.

Yes I agree. I would LOVE to have people not so reliant on cars to have a normal life. I don’t like driving or the risk that comes with it and my city has horrible public transportation so I live two blocks away from my office.

Thanks for the shoutout. I think maybe next you should write an article on how insurance works because it appears to be something that everyone thinks they understand when they obviously think they are an expert just because they have purchased it regularly. :(

Sometimes you will see price decreases. As I keep telling people insurance rates are highly regulated by the state. If the justifications are “bullshit” then the state does not allow them to increase their prices.

I am just going to copy and paste my explanation from the original gas prices article. Ideally we would have better public transportation throughout the country so driving wouldn’t be a necessity, but unfortunately I don’t see that happening.

Auto insurance companies are highly regulated. They have to get approval from the state for ANY rate change.

Thanks for not jumping down my throat and telling me I don’t know what I’m talking about!

Also forgot to add that guaranteed income does not mean guaranteed profits. Many insurance companies go out of business because the cost of their claims and operating expenses exceeds their income. In fact, most auto insurers have a combined ratio of over 1.00. That means that the cost of their claims plus their…

As someone who doesn’t even seem to know what an adjuster does I don’t think you are in much of a position to argue about insurance pricing. Honestly I am not the best person for the job either. But an adjuster has nothing to do with pricing and most likely doesn’t even know what the premium is for the insured that…

Repercussions and accountability for bad drivers would need to come from a policy perspective. It is already extremely difficult for people with accidents and incidents on their records to find insurance. Sure you could say that insurers should raise their prices more.

I don’t know what part of the country you live in so I can’t give the most relevant example, but in the scope of things $17,000 is not that much. You may not be a risky driver, but driving in itself is ALWAYS a risky endeavor. You could spin out on a patch of ice tomorrow, hit two other vehicles, and cause $20,000…

1.)Hard to overestimate facts. Miles driven for all of the states we write business in are up anywhere from .9% to 5%. Don’t be tricked into thinking this just means a .9%-5% increase in accidents or claims. I’m not an analyst and do not set the pricing, but it’s fair to assume that a 1% increase in miles driven could…

Always happy to be the bearer of bad news.

Yes just know that your premiums can never jump for no reason. Insurance pricing is highly regulated by the state and if we wish to increase prices it must be approved by that state’s department of insurance and justified with data. They will flat out reject the filing if they disagree with the need for a price…

As someone who works for an auto insurer I can tell you that your insurance premiums will soon increase if they have not already. People are driving more than ever which means a drastic increase in the frequency of accidents and therefore claims that we have to pay.